6505 Raintree Ln NE, Winter Haven, FL 33881 Property Records

Polk County property record for 6505 Raintree Ln NE, Winter Haven, FL 33881

Property Summary

Property Type	Mobile Home
Details	1,012 sqft · built 1985
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Sep 2025)
Tax Bill	$2,255 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-01-521031-007210`

Property Details

APN / Parcel Number

Primary APN	`26-28-01-521031-007210`
Alternative APNs	`012826521031007210` `12826000`

Interior

Building Area	1,012 sqft Living Area
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	87 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	1,985 sqft
Carport	Carport
Carport Area	1,985 sqft
Pool House	Pool House
Porch	Porch

Location & Zoning

Street Address	6505 RAINTREE LN NE
City	WINTER HAVEN
State	FL
Zip	33881-9586
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BROOKHAVEN VILLAGE FIRST ADD PB 75 PG 17 BLK 7 LOT 21 & AN INT IN ALL COMMON ELEMENTS AS PER OR 2294 PG 57 & OR 3012 PG 1597
Legal Range	26E
Legal Township	28S
Legal Section	01
Legal Subdivision	BROOKHAVEN VILLAGE 1ST ADDITION
Legal Tract	521031
Legal Block	7
Legal Lot Number	21
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1012
Census Tract	12802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6505 RAINTREE LN NE, WINTER HAVEN, FL 33881-9586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 17, 2019	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG
Aug 8, 2017	Warranty Deed, Transfer · FHA Mortgage LAND HM FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Apr 23, 2021 · Amount on Record
Deed Document Number	2025209680
Deed Book / Page	13689 / 2255
Prior Transfer Date	Oct 14, 1993
Prior Transfer Doc	3298000074
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 8, 2025
Property Address	6505 RAINTREE LN NE, WINTER HAVEN, FL 33881-9586
Document Number	0000209680
Book / Page	13689 / 2255
Map Reference	MB 75 PG 17
Instrument Date	Jul 7, 2025
Instrument	2025209680
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	COASTAL HOME TITLE LLC, COASTAL KEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2682 DANIEL BOONE PKWY, FOSTER, WV 25081-8100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6505 RAINTREE LN NE, WINTER HAVEN, FL 33881-9586

Mortgage

Document Number	0136892257
Date	Sep 8, 2025
Instrument	13689/2257

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 23, 2021
Property Address	6505 RAINTREE LN NE, WINTER HAVEN, FL 33881-9586
Document Number	0000103808
Book / Page	11681 / 2267
Map Reference	MB 75 PG 17
Instrument Date	Apr 12, 2021
Instrument	2021103808
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 628, ALTA XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2682 DANIEL BOONE PKWY, FOSTER, WV 25081-8100

Mortgage

Document Number	0116812269
Date	Apr 23, 2021
Instrument	11681/2269

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 17, 2019
Property Address	6505 RAINTREE LN NE, WINTER HAVEN, FL 33881-9586
Document Number	0108770969
Book / Page	010877 / 000969
Instrument Date	Jun 11, 2019
Instrument	125366
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6505 RAINTREE LN NE WINTER HAVEN FL 338819586, WINTER HAVEN, FL 33881-9586

Mortgage

Document Number	108770970
Date	Jun 17, 2019
Book Page	010877/000970
Instrument	125367

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 8, 2017
Property Address	6505 RAINTREE LN NE, WINTER HAVEN, FL 33881-9586
Document Number	0102271867
Book / Page	010227 / 001867
Instrument Date	Aug 4, 2017
Instrument	151600
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	REAL ESTATE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6505 RAINTREE LN NE WINTER HAVEN FL 338819586, WINTER HAVEN, FL 33881-9586

Mortgage

Document Number	102271868
Date	Aug 8, 2017
Book Page	010227/001868
Instrument	151601

Lender

Name	LAND HM FIN'L
Type	Funding / Finance Company
Address	1355 WILLOW WAY, CONCORD, CA 94520-5723

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,610 (-10.78%) Land $25,000 Building $82,610	$107,610 (-10.78%) Land $25,000 Building $82,610
2025	$2,255.00 (+0.36%)	$120,612 (-2.57%) Land $25,000 Building $95,612	$120,612 (-2.57%) Land $25,000 Building $95,612
2024	$2,247.00 (+10.36%)	$123,795 (+14.79%) Land $25,000 Building $98,795	$123,795 (+14.79%) Land $25,000 Building $98,795
2023	$2,036.00 (+7.16%)	$107,842 (+7.95%) Land $24,000 Building $83,842	$107,842 (+7.95%) Land $24,000 Building $83,842
2022	$1,900.00	$99,896 Land $20,000 Building $79,896	$99,896 Land $20,000 Building $79,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	13 (1998–2022)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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