6505 Joy Ct, Chino, CA 91710 Property Records

San Bernardino County property record for 6505 Joy Ct, Chino, CA 91710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,774 sqft · built 2004
Lot Size	0.228 acres (9,949 sqft)
Owner	2 Individual Names on File
Last Sale	$577,000 (Nov 2004)
Tax Bill	$9,690 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1052-631-70-0000`

Property Details

APN / Parcel Number

Primary APN	`1052-631-70-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,774 sqft Living Area
Gross Area	3,344 sqft
1st Floor Area	1,960 sqft
2nd Floor Area	814 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	9,949 sqft (0.228 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	699 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6505 JOY CT
City	CHINO
State	CA
Zip	91710-7464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16245 LOT 4 BOOK 293 PAGE 96
Legal Subdivision	TRACT NO 16245
Legal Tract	16245
Legal Block	3
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3002
Census Tract	1901

Owner

6505 Joy Ct is owned and occupied by two individuals who acquired it in April 2018.

Source: San Bernardino County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6505 JOY CT, CHINO, CA 91710-7464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Oct 9, 2019	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG LLC
Apr 10, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage STEARNS LNDG
Feb 15, 2018	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2004 · Amount on File
Deed Sale	Nov 16, 2004 · Amount on File
Deed Document Number	2004830523
Last Transfer Date	Apr 5, 2018
Transfer Doc	0000127692
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	6505 JOY CT, CHINO, CA 91710-7464
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6505 JOY CT, CHINO, CA 91710-7464

Mortgage

Document Number	0000213220
Date	May 7, 2021
Instrument	2021-0213220

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99516

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	6505 JOY CT, CHINO, CA 91710-7464
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6505 JOY CT, CHINO, CA 91710-7464

Mortgage

Document Number	0000213219
Date	May 7, 2021
Instrument	2021-0213219

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	6505 JOY CT, CHINO, CA 91710-7464
Document Number	0000371226
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6505 JOY CT CHINO CA 917107464, CHINO, CA 91710-7464

Mortgage

Document Number	0000371226
Date	Oct 16, 2019
Instrument	371226

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	6505 JOY CT, CHINO, CA 91710-7464
Document Number	0000371225
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6505 JOY CT CHINO CA 917107464, CHINO, CA 91710-7464

Mortgage

Document Number	0000371225
Date	Oct 16, 2019
Instrument	371225

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 10, 2018
Property Address	6505 JOY CT, CHINO, CA 91710-7464
Document Number	0000127692
Instrument Date	Apr 5, 2018
Instrument	127692
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6505 JOY CT CHINO CA 917107464, CHINO, CA 91710-7464

Mortgage

Document Number	127693
Date	Apr 10, 2018
Instrument	127693

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2048

Mortgage

Document Number	127694,
Date	Apr 10, 2018
Instrument	127694

Lender

Name	TCF NAT'L BK/WI
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2048

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 15, 2018
Property Address	6505 JOY CT, CHINO, CA 91710-7464
Document Number	0000056430
Instrument Date	Jan 29, 2018
Instrument	56430
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6505 JOY CT CHINO CA 917107464, CHINO, CA 91710-7464

Tax Assessment & Valuation

The 2025 property tax bill for 6505 Joy Ct was $9,690.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$696,350 (+2%) Land $243,722 Building $452,628
2025	$9,690.00	$682,696 Land $238,943 Building $443,753
2023	$9,262.00 (+0.38%)	$656,187 Land $229,665 Building $426,522
2022	$9,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6505 Joy Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6505 Joy Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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