6505 1st St, Lubbock, TX 79416 Property Records

Lubbock County property record for 6505 1st St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,089 sqft · built 1990
Lot Size	0.47 acres (20,500 sqft)
Owner	Individual Name on Record
Tax Bill	$3,575 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R121924`

Property Details

APN / Parcel Number

Primary APN	`R121924`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,089 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,500 sqft (0.47 acres)
Lot Dimensions	205 ft deep x 100 ft wide
Garage Area	552 sqft
Storage Building	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6505 1ST ST
City	LUBBOCK
State	TX
Zip	79416-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0016
Legal Description	TERRA EST NORTH L 93
Legal Subdivision	TERRA ESTATES NORTH
Legal Lot Number	930
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2024
Census Tract	10417

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6505 1ST ST, LUBBOCK, TX 79416-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 25, 2018	Warranty Deed, Transfer · ARM CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018
Deed Sale	Jun 25, 2018
Prior Sale	Jun 17, 2014
Deed Document Number	2018023673
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	6505 1ST ST, LUBBOCK, TX 79416-3701
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039937
Date	Aug 6, 2021
Instrument	2021039937

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jun 25, 2018
Property Address	6505 1ST ST, LUBBOCK, TX 79416-3701
Document Number	0000023673
Map Reference	VOL1529 PG955
Instrument Date	Jun 22, 2018
Instrument	2018023673
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6505-1ST ST, LUBBOCK, TX 79416-3701

Mortgage

Document Number	0000023674
Date	Jun 25, 2018
Instrument	2018023674

Lender

Name	CITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	9.75%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,575.00 (-22.45%) Homeowner's exemption	$448,000 (+8.88%) Land $19,000 Building $429,000	$448,000 (+8.88%) Land $19,000 Building $429,000
2024	$4,610.00 (+0.11%)
2023	$4,605.00 (-28.9%) Homeowner's exemption	$411,474 Land $19,000 Building $392,474	$411,474 Land $19,000 Building $392,474
2022	$6,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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