65040 Highland Rd, Bend, OR 97703 Property Records

Deschutes County property record for 65040 Highland Rd, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,776 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$467,500 (Jan 2017)
Tax Bill	$6,461 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R20071612300001500`

Property Details

APN / Parcel Number

Primary APN	`R20071612300001500`
Alternative APNs	`161230 00 01500` `133417`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,776 sqft Living Area
1st Floor Area	1,232 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	728 sqft
Deck Area	420 sqft
Lean-To	216 sqft
Utility Building	864 sqft

Location & Zoning

Account Number	133417
Old Parcel Number	R20071612300001500
Street Address	65040 HIGHLAND RD
City	BEND
State	OR
Zip	97703-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWN/RNG/MER:SEC 30 TWN 16 RNG 12 MAP REF:161230-00
Legal Range	12E
Legal Township	16S
Legal Section	30
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	2
Census Block	2015
Census Tract	602

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	65040 HIGHLAND RD, BEND, OR 97703-8111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Mar 5, 2018	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Jan 17, 2017	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Prior Sale	May 28, 2004
Deed Document Number	2017-01853
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65040 HIGHLAND RD, BEND, OR 97703-8111
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65040 HIGHLAND RD, BEND, OR 97703-8111

Mortgage

Document Number	0000013405
Date	Mar 30, 2022
Instrument	2022-13405

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65040 HIGHLAND RD, BEND, OR 97703-8111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039975
Date	Aug 11, 2020
Instrument	2020-39975

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65040 HIGHLAND RD, BEND, OR 97703-8111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008635
Date	Mar 5, 2018
Instrument	2018-08635

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 17, 2017
Property Address	65040 HIGHLAND RD, BEND, OR 97703-8111
Document Number	0000001853
Instrument Date	Oct 26, 2016
Instrument	2017-01853
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65040 HIGHLAND RD, BEND, OR 97703-8111

Mortgage

Document Number	0000001854
Date	Jan 17, 2017
Instrument	2017-01854

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,461.00 (+4.58%)	$411,890 (+3%)	$1,004,040 (-) Land $496,090 Building $507,950
2024	$6,178.00 (+5.79%)	$399,900 (+3%)	$1,004,040 (-13.81%) Land $496,090 Building $507,950
2023	$5,840.00	$388,260	$1,164,880 Land $574,240 Building $590,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · lower than 65% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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