65040 92nd St, Bend, OR 97703 Property Records

Deschutes County property record for 65040 92nd St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,806 sqft · built 2001
Lot Size	1.05 acres (46,174 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,598 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`161227 B0 08700`

Property Details

APN / Parcel Number

Primary APN	`161227 B0 08700`
Alternative APNs	`R2007161227B008700` `133144`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,806 sqft Living Area
1st Floor Area	2,486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.05 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	528 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	133144
Old Parcel Number	R2007161227B008700
Street Address	65040 92ND ST
City	BEND
State	OR
Zip	97703-8941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:5 BLK:6 SUBD:FIRST ADDITION TO WHISPERING PINES ESTAT SEC/TWN/RNG/MER:SEC 27 TWN 16 RNG 12 MAP REF:161227-B0
Legal Range	12E
Legal Township	16S
Legal Section	27
Legal Quarter	NW
Legal Subdivision	FIRST ADDITION TO WHISPERING PINES ESTAT
Legal Block	6
Legal Lot Number	5
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2041
Census Tract	1002

Owner

65040 92nd St is owner-occupied and held in a trust since January 2023.

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	65040 92ND ST, BEND, OR 97703-8941
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 27, 2023	Intrafamily Transfer, Transfer
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Jan 27, 2023
Transfer Doc	0000002019
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Sep 3, 2026
Property Address	65040 92ND ST, BEND, OR 97703-8941
Document Number	0000026697
Instrument Date	Aug 29, 2026
Instrument	202626697
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	65040 92ND ST, BEND, OR 97703-8941

Mortgage

Document Number	0000026697,
Date	Sep 3, 2026
Instrument	202626697

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65040 92ND ST, BEND, OR 97703-8941
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050216
Date	Aug 30, 2021
Instrument	2021-50216

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jan 27, 2023
Property Address	65040 92ND ST, BEND, OR 97703-8941
Document Number	0000002019
Instrument Date	Jan 25, 2023
Instrument	2023-02019
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65040 92ND ST, BEND, OR 97703-8941
Document Number	0000010382
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65040 92ND ST BEND OR 977038941, BEND, OR 97703-8941

Mortgage

Document Number	0000010382
Date	Mar 9, 2020
Instrument	10382

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 8, 2040

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65040 92ND ST, BEND, OR 97703-8941
Document Number	0000027663
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65040 92ND ST BEND OR 977038941, BEND, OR 97703-8941

Mortgage

Document Number	0000027663
Date	Aug 5, 2019
Instrument	27663

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 4, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 65040 92nd St was $4,598, up 4.6% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,598.00 (+4.57%)	$293,130 (+3%)	$943,950 (-7.4%) Land $298,820 Building $645,130
2024	$4,397.00 (+5.8%)	$284,600 (+3%)	$1,019,400 (-) Land $277,870 Building $741,530
2023	$4,156.00	$276,320	$1,019,400 Land $277,870 Building $741,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65040 92nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65040 92nd St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 76% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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