Howard County property record for 6504 Fire Cloud Ct, Columbia, MD 21045 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 2,600 sqft Total Area |
| Lot Size | 8,189 sqft (0.188 acres) |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $540,000 (2018) |
| Tax Bill | $8,465.00 (2025) |
| Primary APN | 16-190004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,600 sqft Total Area |
| Basement Area | 500 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,189 sqft (0.188 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 264 sqft Deck |
| Porch | Open Porch |
| Porch Area | 60 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 190004 |
|---|---|
| Street Address | 6504 FIRE CLOUD CT |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2889 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 32 .188 A 6504 FIRE CLOUD CT VIL LONGREACH S 4 |
| Legal Subdivision | VILLAGE LONGREACH SEC 04 |
| Legal Lot Number | 32 |
| Jurisdiction | HOWARD MD |
| Minor Civil Division | 6, SAVAGE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 606706 |
Source: Howard County records · APN 16-190004
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6504 FIRE CLOUD CT, COLUMBIA, MD 21045-2889 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jun 15, 2018 | Deed, Transfer · Veterans Administration Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on Record |
| Deed Sale | Jun 15, 2018 · Amount on Record |
| Prior Sale | Jun 19, 1998 · Amount on Record |
| Deed Book / Page | 18227 / 354 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6504 FIRE CLOUD CT, COLUMBIA, MD 21045-2889 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0207170087 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 20717/87 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 15, 2018 |
| Property Address | 6504 FIRE CLOUD CT, COLUMBIA, MD 21045-2889 |
| Document Number | 0182270354 |
| Book / Page | 18227 / 354 |
| Map Reference | PL7820 |
| Instrument Date | Jun 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5305 VILLAGE 73, COLUMBIA, MD 21044 |
| Document Number | 0018227362 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 18227/362 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $617,000 (+6.8%) Land $229,300 Building $387,700 | $617,000 (-) Land $229,300 Building $387,700 | |
| 2025 | $8,465.00 (+51.08%) Homeowner's exemption | $577,700 (+15.75%) | $617,000 (+23.62%) Land $229,300 Building $387,700 |
| 2023 | $499,100 Land $174,300 Building $324,800 | $499,100 Land $174,300 Building $324,800 | |
| 2022 | $5,603.00 |
6504 Fire Cloud Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Howard County (24027C), updated October 31, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 13th in Maryland |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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