6503 N Stevens St, Spokane, WA 99208 Property Records

Spokane County property record for 6503 N Stevens St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,869 sqft · built 1955
Lot Size	0.176 acres (7,680 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Aug 2020)
Tax Bill	$502 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36304.2311`

Property Details

APN / Parcel Number

Primary APN	`36304.2311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,869 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	984 sqft
Basement Area	984 sqft
Finished Basement	885 sqft
Unfinished Basement	99 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6503 N STEVENS ST
City	SPOKANE
State	WA
Zip	99208-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	SPO TERRACE L19-20 B23
Legal Range	43E
Legal Township	26N
Legal Section	30
Legal Subdivision	SPO TERRACE
Legal Block	23
Legal Lot Number	19-20
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2022
Census Tract	11000

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6503 N STEVENS ST, SPOKANE, WA 99208-4006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage JARL ENTS LLC
Aug 10, 2018	Warranty Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Aug 10, 2018 · Amount on Record
Deed Document Number	20206956881
Prior Transfer Date	Aug 1, 2016
Prior Transfer Doc	0006523208
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6503 N STEVENS ST, SPOKANE, WA 99208-4006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006841242
Date	Sep 11, 2019
Instrument	6841242

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 18, 2020
Property Address	6503 N STEVENS ST, SPOKANE, WA 99208-4006
Document Number	0006956881
Instrument Date	Aug 7, 2020
Instrument	6956881
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6503 N STEVENS ST SPOKANE WA 992084006, SPOKANE, WA 99208-4006

Mortgage

Document Number	6956882
Date	Aug 18, 2020
Instrument	6956882

Lender

Name	JARL ENTS LLC
Address	SPOKANE, WA 99207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 10, 2018
Property Address	6503 N STEVENS ST, SPOKANE, WA 99208-4006
Document Number	0006733187
Map Reference	VOL I PG42
Instrument Date	Aug 9, 2018
Instrument	6733187
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMER TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,743.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6503 N STEVENS ST, SPOKANE, WA 99208-4006

Mortgage

Document Number	0006733188
Date	Aug 10, 2018
Instrument	6733188

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$502.00 (-0.4%)	$339,200 (+2.54%) Land $80,000 Building $259,200	$339,200 (+2.54%) Land $80,000 Building $259,200
2025	$504.00 (-41.53%) Disabled Person's exemption Senior Citizen's exemption
2024		$330,800 (+25.83%) Land $60,000 Building $270,800	$330,800 (+25.83%) Land $60,000 Building $270,800
2023	$862.00 (-19.36%) Disabled Person's exemption Senior Citizen's exemption	$262,900 Land $45,000 Building $217,900	$262,900 Land $45,000 Building $217,900
2022	$1,069.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 3 serves 3,768 people · EPA ID WA5393353
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks, TDS Telecom.

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