6503 N Howard St, Spokane, WA 99208 Property Records

Spokane County property record for 6503 N Howard St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,915 sqft · built 1956
Lot Size	0.176 acres (7,680 sqft)
Owner	Individual Name on Record
Last Sale	$148,500 (Jun 2015)
Tax Bill	$3,645 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36304.2410`

Property Details

APN / Parcel Number

Primary APN	`36304.2410`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,915 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	1,015 sqft
Basement Area	1,015 sqft
Finished Basement	900 sqft
Unfinished Basement	115 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6503 N HOWARD ST
City	SPOKANE
State	WA
Zip	99208-4057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	SPO TERRACE L19-20 B24
Legal Range	43E
Legal Township	26N
Legal Section	30
Legal Subdivision	SPO TERRACE
Legal Block	24
Legal Lot Number	19-20
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2023
Census Tract	11000

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5826 N ASSEMBLY ST, SPOKANE, WA 99205-7611
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 6, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 6, 2019	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2015 · Amount on Record
Deed Sale	Jun 25, 2015 · Amount on Record
Deed Document Number	20156411898
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6503 N HOWARD ST, SPOKANE, WA 99208-4057
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007235889
Date	Aug 30, 2022
Instrument	7235889

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Adjustable	Adjustable Rate Rider

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6503 N HOWARD ST, SPOKANE, WA 99208-4057
Document Number	0006879742
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6503 N HOWARD ST SPOKANE WA 992084057, SPOKANE, WA 99208-4057

Mortgage

Document Number	0006879742
Date	Jan 6, 2020
Instrument	6879742

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	6503 N HOWARD ST, SPOKANE, WA 99208-4057
Document Number	0006879741
Instrument Date	Oct 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6503 N HOWARD ST SPOKANE WA 992084057, SPOKANE, WA 99208-4057

Mortgage

Document Number	0006879741
Date	Jan 6, 2020
Instrument	6879741

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,645.00 (+4.17%)	$348,300 (+5.93%) Land $80,000 Building $268,300	$348,300 (+5.93%) Land $80,000 Building $268,300
2025	$3,499.00 (+4.6%)
2024		$328,800 (+25.93%) Land $60,000 Building $268,800	$328,800 (+25.93%) Land $60,000 Building $268,800
2023	$3,345.00 (+2.61%)	$261,100 Land $45,000 Building $216,100	$261,100 Land $45,000 Building $216,100
2022	$3,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 3 serves 3,768 people · EPA ID WA5393353
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks, TDS Telecom.

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