6501 Three Chopt Rd, Richmond, VA 23226 Property Records

Richmond City property record for 6501 Three Chopt Rd, Richmond, VA 23226

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,928 sqft · built 1920
Lot Size	0.947 acres (41,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,198,000 (Jan 2023)
Tax Bill	$18,984 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2023 Sale + 1 more
APN	`W-021-0297-006`

Property Details

APN / Parcel Number

Primary APN	`W-021-0297-006`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,928 sqft Living Area
1st Floor Area	2,304 sqft
Attic	Attic
Attic Area	1,424 sqft
Basement Area	850 sqft
Unfinished Basement	841 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Slate
Lot Area	41,251 sqft (0.947 acres)
Lot Dimensions	250 ft deep x 150 ft wide

Exterior Amenities

Porch	Slab
Porch Area	134 sqft
Shed	1 Shed
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	6501 THREE CHOPT RD
City	RICHMOND
State	VA
Zip	23226-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	COLLEGE TERRACE L6; 0150.00X0250.00 IRG0000.000
Legal Subdivision	COLLEGE TERRACE
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2002
Census Tract	50500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Three Chopt Road Historic District listed 2012 · 98 contributing resources · NRIS 12000520

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9522 SPRING MOSS TER, GLEN ALLEN, VA 23060-3427
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage STUDIO BK
Jan 23, 2023	Warranty Deed, Transfer
Dec 5, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2023 · Amount on Record
Deed Sale	Jan 23, 2023 · Amount on Record
Prior Sale	Dec 5, 2022 · Amount on Record
Deed Document Number	2023950
Prior Transfer Date	Sep 8, 2016
Prior Transfer Doc	0000017678
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Recording Date	Aug 17, 2026
Property Address	6501 THREE CHOPT RD, RICHMOND, VA 23226-3118
Document Number	0000015413
Instrument Date	Aug 12, 2026
Instrument	202615413
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6501 THREE CHOPT RD, RICHMOND, VA 23226-3118

Mortgage

Document Number	0000015413,
Date	Aug 17, 2026
Instrument	202615413

Lender

Name	STUDIO BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Jan 23, 2023
Property Address	6501 THREE CHOPT RD, RICHMOND, VA 23226-3118
Document Number	0000000950
Instrument Date	Jan 12, 2023
Instrument	230000950
Transaction Type	Transfer
Record Updated	Feb 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9522 SPRING MOSS TER, GLEN ALLEN, VA 23060-3427

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Dec 5, 2022
Property Address	6501 THREE CHOPT RD, RICHMOND, VA 23226-3118
Document Number	0000025722
Instrument Date	Nov 14, 2022
Instrument	220025722
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6501 THREE CHOPT RD, RICHMOND, VA 23226-3118

Mortgage

Document Number	0000025723
Date	Dec 5, 2022
Instrument	220025723

Lender

Name	CITIBANK NA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,984.00 (+9.94%)	$1,582,000 (+20.4%) Land $530,000 Building $1,052,000	$1,582,000 (+20.4%) Land $530,000 Building $1,052,000
2025	$17,268.00 (+86,24%)
2024		$1,314,000 Land $460,000 Building $854,000
2023			$1,314,000 Land $460,000 Building $854,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1989–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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