Frederick County property record for 6501 Springwater Ct, Apt 8404, Frederick, MD 21701
| Property Type | Condominium |
|---|---|
| Details | built 1996 |
| Lot Size | 0.026 acres (1,113 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,500 (May 2018) |
| Tax Bill | $3,042 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-297545 |
| Primary APN | 09-297545 |
|---|---|
| Alternative APNs |
|
| Units | 15 Units |
|---|
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,113 sqft (0.026 acres) |
| Sewer | Municipal |
|---|
| Account Number | 297545 |
|---|---|
| Street Address | 6501 SPRINGWATER CT, 8404 |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6017 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PUD |
| Legal Description | UNIT 8404 BLDG 8 PHASE B 1,113 SQ. FT. SPRING RIDGE CONDO |
| Legal Subdivision | SPRING RIDGE CONDO |
| Legal Phase | 1,B |
| Legal Block | 1 |
| Legal Lot Number | 8404 |
| Legal Unit | 8404 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 751902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6501 SPRINGWATER CT, 8404, FREDERICK, MD 21701-6017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYS FEDERAL CREDIT UNION |
| Oct 7, 2022 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU |
| Sep 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP |
| May 11, 2018 | Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2018 · Amount on Record |
| Deed Sale | May 11, 2018 · Amount on Record |
| Prior Sale | Jun 30, 2005 · Amount on Record |
| Deed Book / Page | 12409 / 253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 22, 2026 |
| Property Address | 6501 SPRINGWATER CT, 8404, FREDERICK, MD 21701-6017 |
| Document Number | 1782000234 |
| Book / Page | 17829 / 234 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 6501 SPRINGWATER CT, 8404, FREDERICK, MD 21701-6017 |
| Document Number | 1782000234, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 17829/234 |
| Name | EDUCATIONAL SYS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6501 SPRINGWATER CT APT 8404, 8404, FREDERICK, MD 21701-6017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0161700057 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 16170/57 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6501 SPRINGWATER CT APT 8404, 8404, FREDERICK, MD 21701-6017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | PROPERTY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 6501 SPRINGWATER CT, FREDERICK, MD 21701-6013 |
| Document Number | 0140870380 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 14087/380 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 11, 2018 |
| Property Address | 6501 SPRINGWATER CT APT 8404, 8404, FREDERICK, MD 21701-6017 |
| Document Number | 0124090253 |
| Book / Page | 12409 / 0253 |
| Map Reference | PL142-144 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6501 SPRINGWATER CT APT 8404, 8404, FREDERICK, MD 21701-6017 |
| Document Number | 0012409259 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 12409/259 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,000 (+8.16%) | $285,000 (-) Land $70,000 Building $215,000 | |
| 2025 | $3,042.00 (+9.7%) | $245,000 (+16.76%) | $285,000 (+26.67%) Land $70,000 Building $215,000 |
| 2024 | $2,773.00 (+10.57%) | ||
| 2023 | $2,508.00 | $209,833 | $225,000 Land $60,000 Building $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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