6501 Prickly Loop, Ooltewah, TN 37363 Property Records

Hamilton County property record for 6501 Prickly Loop, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,534 sqft · built 2023
Owner	Individual Name on File
Last Sale	$445,885 (Mar 2023)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123H D 008`

Property Details

APN / Parcel Number

Primary APN	`123H D 008`
Alternative APN	`0000393695`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,534 sqft Living Area

Exterior

Year Built	Built 2023
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000393695
Street Address	6501 PRICKLY LOOP
City	OOLTEWAH
State	TN
Zip	37363-2490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 129 SWEET BRIAR PHASE 1 SECTION B PB 125 PG 58-61 OUT OF 122 048.01 FOR 2023
Legal Phase	1
Legal Lot Number	129
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1025
Census Tract	11205

Owner

6501 Prickly Loop is owned and occupied by an individual who acquired it in October 2025.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6501 PRICKLY LOOP, OOLTEWAH, TN 37363-2490
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage SMARTBANK
Mar 15, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on File
Deed Sale	Mar 15, 2023 · Amount on File
Prior Sale	Mar 15, 2023 · Amount on File
Deed Document Number	0000000108
Deed Book / Page	13236 / 720
Last Transfer Date	Oct 1, 2025
Transfer Doc	0000000214
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 1, 2025
Property Address	6501 PRICKLY LOOP, OOLTEWAH, TN 37363-2490
Document Number	0000000214
Book / Page	14061 / 859
Map Reference	MB 125 PG 58-61
Instrument Date	Sep 26, 2025
Instrument	2025100100214
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	CORNERSTONE TITLE GROUPE LLC, CORNERSTONE TITLE OF TN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6501 PRICKLY LOOP, OOLTEWAH, TN 37363-2490

Mortgage

Document Number	0014061862
Date	Oct 1, 2025
Instrument	14061/862

Lender

Name	SMARTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.6%

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 15, 2023
Property Address	6501 PRICKLY LOOP, OOLTEWAH, TN 37363-2490
Document Number	0000000108
Book / Page	13236 / 720
Map Reference	MB 125 PG 58-61
Instrument Date	Mar 14, 2023
Instrument	2023031500108
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 1, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,649.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6501 PRICKLY LOOP, OOLTEWAH, TN 37363-2490

Mortgage

Document Number	0132360723
Date	Mar 15, 2023
Instrument	13236-0723

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 6501 Prickly Loop was $1,899, down 22.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,899.00 (-22.55%)	$125,350 (+14.34%)	$501,400 (+14.34%) Land $65,000 Building $436,400
2024	$2,452.00	$109,625	$438,500 Land $65,000 Building $373,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6501 Prickly Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6501 Prickly Loop is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: EPB.

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