6501 Cluster Pine Ct, Waldorf, MD 20603 Property Records

Charles County property record for 6501 Cluster Pine Ct, Waldorf, MD 20603

Property Summary

Property TypeExempt (Full or Partial)
Details5 ba · 4,416 sqft · built 2016
Lot Size0.195 acres (8,494 sqft)
Owner2 Individual Names on Record
Last Sale$475,794 (Dec 2015)
Tax Bill$6,963 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-355144

Property Details

APN / Parcel Number

Primary APN06-355144
Alternative APN
  • 355144

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area6,593 sqft Gross Area
1st Floor Area2,196 sqft
Basement Area1,757 sqft
Finished Basement1,757 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,494 sqft (0.195 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area276 sqft
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number355144
Street Address6501 CLUSTER PINE CT
CityWALDORF
StateMD
Zip20603-6706
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeRM
Legal DescriptionLOT 18 BLK I PH 3B PINEY GROVE ESTATES SUB
Legal SubdivisionPINEY GROVE ESTATES SUB
Legal Phase3B
Legal BlockI
Legal Lot Number18
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1003
Census Tract850710

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6501 CLUSTER PINE CT, WALDORF, MD 20603-6706
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2015 · Amount on Record
Deed SaleDec 11, 2015 · Amount on Record
Deed Book / Page9171 / 21
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address6501 CLUSTER PINE CT, WALDORF, MD 20603-6706
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyRESOURCE R/E SERVICES, RESOURCE RE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6501 CLUSTER PINE CT, WALDORF, MD 20603-6706

Mortgage

Document Number0118700485
DateJun 9, 2021
Book Page11870/485
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$773,600 (+21.78%)$819,600 (+20.25%) Land $125,200 Building $694,400
2025$6,963.00 (+309.59%)
2023$1,700.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$635,267$681,600 Land $125,200 Building $556,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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