6501 Belle Rive Dr E, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 6501 Belle Rive Dr E, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,094 sqft · built 2006
Lot Size	10.7 acres (468,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2004)
Tax Bill	$8,083 (2026)
Deeds & Mortgages	Mar 2021 Refinance Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-21-4`

Property Details

APN / Parcel Number

Primary APN	`12-21-4`
Alternative APN	`012-21-4`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,094 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Other
Roof Material	Tile
Lot Area	468,706 sqft (10.7 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	2,935 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6501 BELLE RIVE DR E
City	FREDERICKSBURG
State	VA
Zip	22407-2266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	BELLE RIVE PARCEL 4
Legal Subdivision	BELLE RIVE
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	1
Census Block	1001
Census Tract	20106

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6501 BELLE RIVE DR E, FREDERICKSBURG, VA 22407-2266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC COAST MORTGAGE LLC
Mar 20, 2017	Deed of Trust, Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2004 · Amount on Record
Deed Sale	Aug 23, 2004 · Amount on Record
Deed Document Number	200433542
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	6501 BELLE RIVE DR E, FREDERICKSBURG, VA 22407-2266
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210009536
Date	Mar 31, 2021
Instrument	210009536

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	6501 BELLE RIVE DR E, FREDERICKSBURG, VA 22407-2266
Document Number	201700005005
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6501 BELLE RIVE DR E FREDERICKSBURG VA 224072266, FREDERICKSBURG, VA 22407-2266

Mortgage

Document Number	201700005005
Date	Mar 24, 2017
Instrument	5005

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,083.00 (+26.53%)	$1,096,300 (+32.42%) Land $318,000 Building $778,300
2025			$1,096,300 (+32.42%) Land $318,000 Building $778,300
2023	$6,388.00	$827,900 Land $222,000 Building $605,900	$827,900 Land $222,000 Building $605,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Belle Rive Dr E

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