Nassau County property record for 65009 Lagoon Forest Dr, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,508 sqft · built 2016 |
| Lot Size | 0.184 acres (8,030 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,250 (Nov 2016) |
| Tax Bill | $4,794 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-2N-26-1830-0161-0000 |
| Primary APN | 11-2N-26-1830-0161-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Heated Area |
| Gross Area | 3,156 sqft |
| 1st Floor Area | 1,068 sqft |
| Upper Floors Area | 1,488 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,030 sqft (0.184 acres) |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 65009 LAGOON FOREST DR |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-0631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 161 IN OR 2083/668 RIVER GLEN #1 PB 7/263 |
| Legal Range | 26E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | RIVER GLEN #1 |
| Legal Lot Number | 161 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 50307 |
Source: Nassau County records · APN 11-2N-26-1830-0161-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 65009 LAGOON FOREST DR, YULEE, FL 32097-0631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 08, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2016 · Amount on Record |
| Deed Sale | Nov 14, 2016 · Amount on Record |
| Deed Document Number | 201632084 |
| Deed Book / Page | 2083 / 0668 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 65009 LAGOON FOREST DR, YULEE, FL 32097-0631 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6500 LAGOON FOREST DR, YULEE, FL 32097 |
| Document Number | 0026041039 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 2604/1039 |
| Instrument | 202245038951 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 65009 LAGOON FOREST DR, YULEE, FL 32097-0631 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 65009 LAGOON FOREST DR, YULEE, FL 32097-0631 |
| Document Number | 0025090587 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 2509/587 |
| Instrument | 202145040305 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 65009 LAGOON FOREST DR, YULEE, FL 32097-0631 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 65009 LAGOON FOREST DR, YULEE, FL 32097-0631 |
| Document Number | 0024231889 |
|---|---|
| Date | Jan 08, 2021 |
| Book Page | 2423/1889 |
| Instrument | 202145000790 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 65009 LAGOON FOREST DR, YULEE, FL 32097-0631 |
| Document Number | 0022610823 |
| Instrument Date | Mar 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 65009 LAGOON FOREST DR YULEE FL 320970631, YULEE, FL 32097-0631 |
| Document Number | 0022610823 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 002261/000823 |
| Instrument | 45008001 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 13, 2039 |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,794.00 (+0.86%) Homeowner's exemption | $224,655 (+2.9%) | $340,104 (+3.85%) Land $55,000 Building $285,104 |
| 2024 | $4,753.00 (+3.42%) Homeowner's exemption | $218,324 (+3%) | $327,496 (+2.38%) Land $55,000 Building $272,496 |
| 2023 | $4,596.00 (+11.69%) Homeowner's exemption | $211,965 (+3%) | $319,868 (+16.56%) Land $55,000 Building $264,868 |
| 2022 | $4,115.00 Homeowner's exemption | $205,791 | $274,431 Land $55,000 Building $219,431 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 142 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 142 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 38 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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