6500 Lapis Dr, Waco, TX 76708 Property Records

McLennan County property record for 6500 Lapis Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,301 sqft · built 1987
Lot Size	0.293 acres (12,762 sqft)
Owner	2 Individual Names on File
Last Sale	$277,677 (May 2026)
Tax Bill	$6,967 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-039801-001300-4`

Property Details

APN / Parcel Number

Primary APN	`14-039801-001300-4`
Alternative APNs	`1403980100130040111` `103218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,301 sqft Living Area
Gross Area	1,805 sqft
1st Floor Area	1,301 sqft
Flooring	Carpet

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	12,762 sqft (0.293 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Concrete Driveway
Driveway Area	1,100 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	244 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6500 LAPIS DR
City	WACO
State	TX
Zip	76708-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	HIGHLAND WOODS LOT 13 BLOCK 1 ACRES .2929
Legal Subdivision	HIGHLAND WOODS
Legal Block	1
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2057
Census Tract	4104

Owner

Source: McLennan County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6500 LAPIS DR, WACO, TX 76708-9725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Apr 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 26, 2023	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK
May 6, 2021	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 20, 2020	Deed of Trust, Mortgage · VA Mortgage FORTHRIGHT FUNDING CORP
Nov 4, 2019	Vendor's Lien, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 2, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Apr 21, 2026
Deed Document Number	202614023
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 4, 2026
Property Address	6500 LAPIS DR, WACO, TX 76708-9725
Document Number	0000014023
Instrument Date	May 1, 2026
Instrument	2026.14023
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6500 LAPIS DR, WACO, TX 76708-9725

Mortgage

Document Number	0000014024,
Date	May 4, 2026
Instrument	2026..14024

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Mortgage

Document Number	0000014025,
Date	May 4, 2026
Instrument	2026.14025

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 21, 2026
Property Address	6500 LAPIS DR, WACO, TX 76708-9725
Document Number	0000012417
Instrument Date	Apr 21, 2026
Instrument	202612417
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	10731 E TESLA AVE, MESA, AZ 85212-8663
Investor	Possibly a Property Investor

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 26, 2023
Property Address	6500 LAPIS DR, WACO, TX 76708-9725
Document Number	0000030364
Map Reference	VOL 1515 PG 830
Instrument Date	Sep 19, 2023
Instrument	2023030364
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6500 LAPIS DR, WACO, TX 76708-9725

Mortgage

Document Number	0000030365
Date	Sep 26, 2023
Instrument	2023030365

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 6, 2021
Property Address	6500 LAPIS DR, WACO, TX 76708-9725
Document Number	0000017439
Map Reference	VOL 1515 PG 830
Instrument Date	May 4, 2021
Instrument	2021017439
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6500 LAPIS DR, WACO, TX 76708-9725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 S NEW RD APT 914, 914, WACO, TX 76706-3876

Mortgage

Document Number	0000017440
Date	May 6, 2021
Instrument	2021017440

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	6500 LAPIS DR, WACO, TX 76708-9725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029054
Date	Aug 20, 2020
Instrument	2020029054

Lender

Name	FORTHRIGHT FUNDING CORP
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85255

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 4, 2019
Property Address	6500 LAPIS DR, WACO, TX 76708-9725
Document Number	0000036927
Map Reference	VOL 1515 PG 830
Instrument Date	Oct 1, 2019
Instrument	2019036927
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6500 LAPIS DR, WACO, TX 76708-9725

Mortgage

Document Number	0000036928
Date	Nov 4, 2019
Instrument	2019036928

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 2, 2018
Property Address	6500 LAPIS DR, WACO, TX 76708-9725
Document Number	0000027264
Instrument Date	Aug 1, 2018
Instrument	27264
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6116 BLUE STEM TRL AUSTIN TX 787355511, AUSTIN, TX 78735-5511

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Bosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,710 (+21.49%) Land $40,460 Building $267,250	$307,710 (+21.49%) Land $40,460 Building $267,250
2024	$6,967.00 (+58.34%)
2023		$253,290 Land $40,460 Building $212,830	$253,290 Land $40,460 Building $212,830
2022	$4,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	3 (2016–2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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