6500 Co Rd 4715, Commerce, TX 75428 Property Records

Hunt County property record for 6500 Co Rd 4715, Commerce, TX 75428

Property Summary

Property Type	Rural Home
Details	1,152 sqft · built 1990
Lot Size	0.619 acres (26,994 sqft)
Owner	Individual Name on Record
Tax Bill	$2,287 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0953-0520-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0953-0520-0000-30`
Alternative APN	`R35139`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1990
Exterior Material	Masonite
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,994 sqft (0.619 acres)
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	408 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R35139
Street Address	6500 COUNTY ROAD 4715
City	COMMERCE
State	TX
Zip	75428-5532
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0953 SADLER J C,TRACT 52, ACRES .6197
Legal Subdivision	SADLER J C
Legal Tract	52
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2069
Census Tract	960100

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6500 COUNTY ROAD 4715, COMMERCE, TX 75428-5532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Vendor's Lien, Transfer · Conventional Mortgage CYPRESS BANK SSB
Aug 24, 2018	Deed of Trust, Mortgage · Line of Credit CYPRESS BK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022
Deed Sale	Jul 26, 2022
Deed Document Number	2022-17465
Record Updated	Jun 8, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jul 26, 2022
Property Address	6500 COUNTY ROAD 4715, COMMERCE, TX 75428-5532
Document Number	0000017465
Map Reference	VOL 802 PG 743
Instrument Date	Jul 22, 2022
Instrument	2022-17465
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6500 CR 4715, DAYTON, OH 45428

Mortgage

Document Number	0000017634
Date	Jul 26, 2022
Instrument	2022-17634

Lender

Name	CYPRESS BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	10.6%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	6500 COUNTY ROAD 4715, COMMERCE, TX 75428-5532
Document Number	0000013272
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6500 COUNTY ROAD 4715 COMMERCE TX 754285532, COMMERCE, TX 75428-5532

Mortgage

Document Number	0000013272
Date	Aug 30, 2018
Instrument	13272

Lender

Name	CYPRESS BK SSB
Type	Bank
Address	PITTSBURG, TX 75686

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2033

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,900 (+4.11%) Land $46,170 Building $87,730	$133,900 (+4.11%) Land $46,170 Building $87,730
2024	$2,287.00
2023		$128,610 Land $33,560 Building $95,050	$128,610 Land $33,560 Building $95,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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