6500 Bernice Rd, Keystone Heights, FL 32656 Property Records

Clay County property record for 6500 Bernice Rd, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,531 sqft · built 1987
Lot Size	1.24 acres (54,101 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (May 2019)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`32-08-23-004876-000-00`

Property Details

APN / Parcel Number

Primary APN	`32-08-23-004876-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
Gross Area	1,853 sqft
1st Floor Area	1,531 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	54,101 sqft (1.24 acres)
Lot Dimensions	615 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	322 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	72 sqft
Deck Area	400 sqft
Patio Area	552 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6500 BERNICE RD
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-9335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SW1/4 S32T8R23 AS REC OR 1856 PG 1930;1934 PG 1211; 2256 PG 1348, 4188 PG 1052, 440
Legal Range	23E
Legal Township	08S
Legal Section	32
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2003
Census Tract	31104

Owner

6500 Bernice Rd is owned and occupied by an individual who bought it in May 2019.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	6500 BERNICE RD, KEYSTONE HEIGHTS, FL 32656-9335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2019 · Amount on File
Deed Sale	May 6, 2019 · Amount on File
Prior Sale	Sep 2, 2003 · Amount on File
Deed Document Number	201922703
Deed Book / Page	4188 / 1052
Prior Transfer Date	May 3, 2019
Prior Transfer Doc	0041881052
Record Updated	Oct 29, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	May 6, 2019
Property Address	6500 BERNICE RD, KEYSTONE HEIGHTS, FL 32656-9335
Document Number	0041881052
Book / Page	004188 / 001052
Instrument Date	May 3, 2019
Instrument	22703
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6896 COUNTY ROAD 214 MELROSE FL 326668886, MELROSE, FL 32666-8886

Tax Assessment & Valuation

The 2025 property tax bill for 6500 Bernice Rd was $3,857, up 8.8% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,857.00 (+8.83%)	$278,860 Land $21,497 Building $257,363	$278,860 Land $21,497 Building $257,363
2024	$3,544.00 (-2.05%)
2023	$3,618.00 (+16.11%)	$248,341 (+17.73%) Land $21,497 Building $226,844	$248,341 (+17.73%) Land $21,497 Building $226,844
2022	$3,116.00	$210,940 Land $15,154 Building $195,786	$210,940 Land $15,154 Building $195,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6500 Bernice Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6500 Bernice Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Windstream.

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