Hardin County property record for 650 Whiteoak Dr, Lumberton, TX 77657
| Property Type | Single Family Home |
|---|---|
| Details | 1,660 sqft · built 1990 |
| Lot Size | 0.399 acres (17,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,830 (Aug 2026) |
| Tax Bill | $3,532 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013650-002150 |
| Primary APN | 013650-002150 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,660 sqft Living Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum Siding |
| Construction Type | Brick |
| Lot Area | 17,398 sqft (0.399 acres) |
| Lot Dimensions | 174 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 240 sqft |
| Canopy | 672 sqft |
| Utility Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 44758 |
|---|---|
| Street Address | 650 WHITEOAK DR |
| City | LUMBERTON |
| State | TX |
| Zip | 77657-7133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S13650 WOODLAND HEIGHTS, LOT 42, ACRES .3994 |
| Legal Subdivision | WOODLAND HEIGHTS |
| Legal Lot Number | 42 |
| Jurisdiction | HARDIN TX |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 30501 |
650 Whiteoak Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Hardin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 WHITEOAK DR, LUMBERTON, TX 77657-7133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 29, 2021 | Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC D/B/A |
| Feb 12, 2018 | Vendor's Lien, Transfer · FHA Mortgage OPEN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Prior Sale | Nov 29, 2021 · Amount on File |
| Deed Document Number | 2026164278 |
| Prior Transfer Date | Jul 31, 2026 |
| Prior Transfer Doc | 0000164278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | Aug 3, 2026 |
| Property Address | 650 WHITEOAK DR, LUMBERTON, TX 77657-7133 |
| Document Number | 0000164278 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026164278 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 WHITEOAK DR, LUMBERTON, TX 77657-7133 |
| Document Number | 0000164279, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 2026164279 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | Nov 29, 2021 |
| Property Address | 650 WHITEOAK DR, LUMBERTON, TX 77657-7133 |
| Document Number | 0000121084 |
| Map Reference | VOL 3 PG 53 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-121084 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 WHITEOAK DR, LUMBERTON, TX 77657-7133 |
| Document Number | 0000121085 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-121085 |
| Name | MORTGAGE RESEARCH CENTER LLC D/B/A |
|---|---|
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Index | LIBOR |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | Feb 12, 2018 |
| Property Address | 650 WHITEOAK DR, LUMBERTON, TX 77657-7133 |
| Document Number | 0000082439 |
| Map Reference | VOL3 PG53 |
| Instrument Date | Feb 1, 2018 |
| Instrument | 2018-82439 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | TX 00000 |
| Name | Verified Name |
|---|---|
| Address | 650 WHITEOAK DR, LUMBERTON, TX 77657-7133 |
| Document Number | 0000082440 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 2018-82440 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2026 property tax bill for 650 Whiteoak Dr was $3,532 with exemptions applied, up 225.8% from the year before.
Source: Hardin County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hardin County |
| Municipality | Lumberton City |
| Unified School District | Lumberton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,532.00 (+225.83%) Homeowner's exemption Senior Citizen's exemption | $204,335 (+9%) Land $20,000 Building $184,335 | $204,335 (-1.06%) Land $20,000 Building $184,335 |
| 2025 | $1,084.00 (-32.38%) Homeowner's exemption Senior Citizen's exemption | $187,463 (+1%) Land $20,000 Building $186,515 | $206,515 (-2.07%) Land $20,000 Building $186,515 |
| 2024 | $1,603.00 (+12.57%) Homeowner's exemption Senior Citizen's exemption | $170,421 (-19.18%) Land $20,000 Building $190,874 | $210,874 (-) Land $20,000 Building $190,874 |
| 2023 | $1,424.00 | $210,874 Land $20,000 Building $190,874 | $210,874 Land $20,000 Building $190,874 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Whiteoak Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Whiteoak Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUMBERTON MUD serves 31,428 people · EPA ID TX1000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Highline Internet Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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