Ventura County property record for 650 Whalen Way, Oxnard, CA 93036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,338 sqft · built 2015 |
| Lot Size | 0.119 acres (5,175 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $780,000 (Apr 2021) |
| Tax Bill | $16,781 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 133-0-244-055 |
| Primary APN | 133-0-244-055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,338 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| 2nd Floor Area | 1,154 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 5,175 sqft (0.119 acres) |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 345 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Street Address | 650 WHALEN WAY |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93036-5486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT: 564403 LOT: 173 REF: 160MR 28 |
| Legal Subdivision | 5644-3A |
| Legal Tract | 564403 |
| Legal Block | 244 |
| Legal Lot Number | 173 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 5004 |
650 Whalen Way is owned and occupied by two individuals who bought it in April 2021.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 WHALEN WAY, OXNARD, CA 93036-5486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2021 | Grant Deed, Transfer · Conventional Mortgage BANC ONE MORTGAGE CORP |
| May 19, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2021 · Amount on File |
| Deed Sale | Apr 2, 2021 · Amount on File |
| Prior Sale | Oct 29, 2015 · Amount on File |
| Deed Document Number | 202168312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Apr 2, 2021 |
| Property Address | 650 WHALEN WAY, OXNARD, CA 93036-5486 |
| Document Number | 0000068312 |
| Map Reference | MB 160 PG 28-34 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 20210402-00068312 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 650 WHALEN WAY, OXNARD, CA 93036-5486 |
| Document Number | 0000068313 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 20210402-00068313 |
| Name | BANC ONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 650 WHALEN WAY, OXNARD, CA 93036-5486 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000069957 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 20200519-00069957 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 650 Whalen Way was $16,781 with a homeowner's exemption, up 1.3% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Elementary School District | Rio Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $861,181 (+2%) Land $559,768 Building $301,413 | |
| 2025 | $16,781.00 (+1.31%) Homeowner's exemption | $844,296 Land $548,793 Building $295,503 |
| 2024 | $16,564.00 (+6.64%) | |
| 2023 | $15,532.00 (+3.18%) Homeowner's exemption | $811,512 Land $527,483 Building $284,029 |
| 2022 | $15,053.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 650 Whalen Way in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 650 Whalen Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 4,000 / 4,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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