650 Wedge Dr, Naples, FL 34103 Property Records

Collier County property record for 650 Wedge Dr, Naples, FL 34103

Property Summary

Property TypeSingle Family Home
Details3,825 sqft · built 2020
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$3,730,000 (Feb 2021)
Tax Bill$27,084 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2020 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN087400 2 64A28

Property Details

APN / Parcel Number

Primary APN087400 2 64A28
Alternative APNs
  • 12830840004023300264
  • 12830840004

Interior

Stories1 Story
Building Area3,825 sqft Living Area
1st Floor Area3,825 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeMasonry / Concrete Block
Lot Area12,632 sqft (0.29 acres)
Pool Area480 sqft
Deck Area306 sqft

Location & Zoning

Street Address650 WEDGE DR
CityNAPLES
StateFL
Zip34103-4429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAPLES
Legal DescriptionMOORINGS UNIT 3 BLK 2 LOT 6
Legal Range25
Legal Township49
Legal Section28
Legal SubdivisionMOORINGS UNIT 3
Legal Tract087400
Legal Block2
Legal Lot Number6
Legal Unit3
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2012
Census Tract302

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address650 WEDGE DR, NAPLES, FL 34103-4429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Nov 18, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Feb 1, 2021Re-recorded Document · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Apr 2, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2021 · Amount on Record
Deed SaleFeb 1, 2021 · Amount on Record
Prior SaleNov 18, 2020 · Amount on Record
Deed Document Number20215993671
Deed Book / Page5884 / 2566
Prior Transfer DateApr 24, 2007
Prior Transfer Doc0042210749
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address650 WEDGE DR, NAPLES, FL 34103-4429
Transaction TypeMortgage
Record UpdatedJan 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 WEDGE DR, NAPLES, FL 34103-4429
InvestorPossibly a Property Investor

Mortgage

Document Number0058842568
DateFeb 1, 2021
Book Page5884/2568
Instrument5993672
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.3%
Type Change DateFeb 1, 2028
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change7.3%
Index1-Year LIBOR
Max Rate7.3%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 18, 2020
Property Address650 WEDGE DR, NAPLES, FL 34103-4429
Document Number0058463499
Book / Page005846 / 003499
Instrument DateNov 18, 2020
Instrument5956098
Transaction TypeTransfer
Record UpdatedDec 1, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$26,110.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address650 WEDGE DR NAPLES FL 341034429, NAPLES, FL 34103-4429

February 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionCOLLIER FL
Recording DateFeb 1, 2021
Property Address650 WEDGE DR, NAPLES, FL 34103-4429
Document Number0058842566
Book / Page5884 / 2566
Map ReferenceMB 3 PG 100
Instrument DateNov 12, 2020
Instrument5993671
Record UpdatedSep 14, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address6818 TRAIL BLVD, 6818, NAPLES, FL 34108-2654

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 WEDGE DR, NAPLES, FL 34103-4429
InvestorPossibly a Property Investor

Mortgage

Document Number0058842568
DateFeb 1, 2021
Book Page5884/2568
Instrument5993672
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.3%
Type Change DateFeb 1, 2028
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change7.3%
Index1-Year LIBOR
Max Rate7.3%

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateApr 2, 2019
Property Address650 WEDGE DR, NAPLES, FL 34103-4429
Document Number0056132923
Book / Page005613 / 002923
Instrument DateMar 29, 2019
Instrument5692151
Transaction TypeTransfer
Record UpdatedApr 10, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$7,000.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2208 GOSHAWK CT NAPLES FL 341052553, NAPLES, FL 34105-2553

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,112,805 (+2.7%)$4,034,691 (+1.64%) Land $1,934,375 Building $2,100,316
2025$27,084.00 (+2.2%) Homeowner's exemption$3,030,969 (+5.99%)$3,969,678 (-11.94%) Land $1,625,000 Building $2,344,678
2024$26,502.00 (+1.51%)
2023$26,107.00 (-2.76%) Homeowner's exemption$2,859,755 (+3%)$4,507,776 (+17.48%) Land $1,737,500 Building $2,770,276
2022$26,847.00 Homeowner's exemption$2,776,461$3,837,117 Land $1,325,625 Building $2,511,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 188 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies321 units insured
incl. 133 condo units
Nearby Flood Claims178 (1982–2024)
Claims Outside the SFHA4 of 178
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 19 claims
  • Hurricane Ian, Oct 2022 · 63 claims
  • Hurricane Ian, Sep 2022 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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