Cook County property record for 650 Waverly Dr, Apt C, Elgin, IL 60120
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1,063 sqft · built 1990 |
| Lot Size | 5.28 acres (230,369 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Aug 2013) |
| Tax Bill | $3,867 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-313-045-1043 |
| Primary APN | 06-07-313-045-1043 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Units | 8 Units |
| Building Area | 1,063 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Lot Area | 230,369 sqft |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 650 WAVERLY DR, C |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4093 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | (WAVERLY) (COMMONS) CONDO |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | WAVERLY COMMONS CONDOMINIUM IN SEC 0 |
| Legal Lot Number | 1,2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 804403 |
650 Waverly Dr, Apt C is owned by an individual who bought it in August 2013.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 869 E SCHAUMBURG RD, SCHAUMBURG, IL 60194-3654 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jun 12, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2013 · Amount on File |
| Deed Sale | Aug 2, 2013 · Amount on File |
| Prior Sale | Jul 25, 2005 · Amount on File |
| Deed Document Number | 201312104 |
| Prior Transfer Date | Jul 18, 2013 |
| Prior Transfer Doc | 0000012104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 650 WAVERLY DR APT C, C, ELGIN, IL 60120-4093 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0013701037 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2113701037 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 12, 2017 |
| Property Address | 650 WAVERLY DR APT C, C, ELGIN, IL 60120-4093 |
| Document Number | 1716308273 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 16308273 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 869 E SCHAUMBURG RD #254 SCHAUMBURG IL 601943654, 254, SCHAUMBURG, IL 60194-3654 |
| Document Number | 1716308274 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 16308274 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2047 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,332 Land $2,228 Building $15,104 | $173,320 Land $22,280 Building $151,040 | |
| 2023 | $3,867.00 (+2.93%) | ||
| 2022 | $3,757.00 | $13,433 Land $2,068 Building $11,365 | $134,330 Land $20,680 Building $113,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 650 Waverly Dr, Apt C in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 650 Waverly Dr, Apt C has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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