650 Waters Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 650 Waters Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,763 sqft · built 1991
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,500 (Oct 2018)
Tax Bill	$4,482 (2026)
Deeds & Mortgages	Oct 2018 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`614 060`

Property Details

APN / Parcel Number

Primary APN	`614 060`
Alternative APN	`706563`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,763 sqft Living Area
1st Floor Area	2,150 sqft
Basement Area	2,150 sqft
Finished Basement	2,150 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2015
Exterior Material	Brick
Lot Area	24,829 sqft (0.57 acres)
Garage Area	460 sqft

Exterior Amenities

Pool Area	100 sqft
Porch	Porch
Porch Area	80 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	650 WATERS RD
City	SALISBURY
State	NC
Zip	28146-7986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.57AC L8
Legal Subdivision	WATERS EDGE
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2021
Census Tract	50901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	650 WATERS RD, SALISBURY, NC 28146-7986
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
May 7, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	May 7, 2018 · Amount on Record
Deed Book / Page	1316 / 574
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 1, 2018
Property Address	650 WATERS RD, SALISBURY, NC 28146-7986
Document Number	0013160574
Book / Page	001316 / 000574
Instrument Date	Sep 18, 2018
Transaction Type	Transfer
Record Updated	Oct 11, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$853.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	650 WATERS RD SALISBURY NC 281467986, SALISBURY, NC 28146-7986

Mortgage

Document Number	13160575
Date	Oct 1, 2018
Book Page	001316/000575

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 7, 2018
Property Address	650 WATERS RD, SALISBURY, NC 28146-7986
Document Number	0013080780
Book / Page	001308 / 000780
Instrument Date	Apr 28, 2018
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	650 WATERS EDGE RD SALISBURY NC 28146, SALISBURY, NC 28146

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,482.00	$705,867 (-) Land $175,000 Building $530,867	$705,867 (-) Land $175,000 Building $530,867
2023	$4,482.00	$705,867 Land $175,000 Building $530,867	$705,867 Land $175,000 Building $530,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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