650 W Pope Rd, Unit 254, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 650 W Pope Rd, Unit 254, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 816 sqft · built 1985
Owner	Individual Name on Record
Last Sale	$115,000 (Feb 2019)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`161960-0254`

Property Details

APN / Parcel Number

Primary APN	`161960-0254`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	81 Units
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2004

Location & Zoning

Street Address	650 W POPE RD, 254
City	SAINT AUGUSTINE
State	FL
Zip	32080-5831
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ISLAND VILLAS (OR2246/1733) CONDO UNIT 254 OR4681/1360
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	ISLAND VILLAS
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3016
Census Tract	21408

Owner

Source: St. Johns County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	650 W POPE RD, 254, SAINT AUGUSTINE, FL 32080-5831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 18, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2019 · Amount on Record
Deed Sale	Feb 18, 2019 · Amount on Record
Prior Sale	May 27, 2014 · Amount on Record
Deed Document Number	201911071
Deed Book / Page	4681 / 1360
Prior Transfer Date	May 16, 2014
Prior Transfer Doc	0038830847
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jul 28, 2026
Property Address	650 W POPE RD, 254, SAINT AUGUSTINE, FL 32080-5831
Document Number	0000064312
Book / Page	6409 / 820
Instrument Date	Jul 21, 2026
Instrument	202664312
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 W POPE RD, 254, SAINT AUGUSTINE, FL 32080-5831

Mortgage

Document Number	0000064312,
Date	Jul 28, 2026
Book Page	6409/820
Instrument	202664312

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	650 W POPE RD UNIT 254, 254, SAINT AUGUSTINE, FL 32080-5831
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 W POPE RD 254, 254, SAINT AUGUSTINE, FL 32080-5831

Mortgage

Document Number	0054131678
Date	Nov 5, 2021
Book Page	5413/1678
Instrument	2021120977

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 18, 2019
Property Address	650 W POPE RD UNIT 254, 254, SAINT AUGUSTINE, FL 32080-5831
Document Number	0046811360
Book / Page	4681 / 1360
Map Reference	MB 2246 PG 1733
Instrument Date	Feb 15, 2019
Instrument	2019011071
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SERVICES OF ST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5289 CEDAR RD, SAINT AUGUSTINE, FL 32080-7202

Mortgage

Document Number	2019011072
Date	Feb 18, 2019
Instrument	2019011072

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,000 (-) Building $152,000	$152,000 (-) Building $152,000
2025	$2,055.00 (+0.1%)	$152,000 (-13.34%)	$152,000 (-13.34%)
2024	$2,053.00 (+1.89%)
2023	$2,015.00 (+18.74%)	$175,398 (+32.88%)	$175,398 (+32.88%)
2022	$1,697.00	$132,000	$132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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