Hamilton County property record for 650 W Main St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,144 sqft · built 1958 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Company Name on File |
| Last Sale | $721,000 (Jul 2025) |
| Tax Bill | $8,676 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-25-102-050.000-018 |
| Primary APN | 29-09-25-102-050.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| 1st Floor Area | 2,144 sqft |
| Basement Area | 1,072 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 16,988 sqft (0.389 acres) |
| Lot Dimensions | 170 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 1609250102050000 |
|---|---|
| Street Address | 650 W MAIN ST |
| City | CARMEL |
| State | IN |
| Zip | 46032-1465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 25, TOWNSHIP 18, RANGE 3, CHRISTIES THORNHURST, SECTION 1, LOT 16 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 25 |
| Legal Subdivision | CARMEL CHRISTIES T |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 110905 |
650 W Main St is owned by a company that bought it in July 2025.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on File |
| Deed Sale | Jul 10, 2025 · Amount on File |
| Prior Sale | Oct 2, 2009 |
| Deed Document Number | 2025027741 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $469,200 (+8.04%) Land $162,800 Building $306,400 | $469,200 (+8.04%) Land $162,800 Building $306,400 | |
| 2024 | $8,676.00 (+85.07%) | $434,300 (-) Land $162,800 Building $271,500 | $434,300 (-) Land $162,800 Building $271,500 |
| 2023 | $4,688.00 (+7.5%) Homeowner's exemption | $434,300 (+13.1%) Land $162,800 Building $271,500 | $434,300 (+13.1%) Land $162,800 Building $271,500 |
| 2022 | $4,361.00 Homeowner's exemption | $384,000 Land $97,700 Building $286,300 | $384,000 Land $97,700 Building $286,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Haywire, Verizon, Xfinity.
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