650 W Elm St, Lima, OH 45801 Property Records

Allen County property record for 650 W Elm St, Lima, OH 45801

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,848 sqft · built 1900
Lot Size	0.098 acres (4,269 sqft)
Owner	Company Name on File
Last Sale	$55,000 (May 2026)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-3608-15-021.000`

Property Details

APN / Parcel Number

Primary APN	`36-3608-15-021.000`
Alternative APN	`M3836360815021000`

Interior

Stories	1 Story
Building Area	2,848 sqft Gross Area
1st Floor Area	2,848 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Combination
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	4,269 sqft (0.098 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	650 W ELM ST
City	LIMA
State	OH
Zip	45801-4649
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	S A BAXTERS ADDITION W ENDS LOTS 1098 & 1099 FF 50.00
Legal Subdivision	BAXTERS ADDITION
Legal Lot Number	1098
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1005
Census Tract	13300

Owner

650 W Elm St, a commercial property, is owned by a company that bought it in May 2026.

Source: Allen County records, as of August 26, 2026

Owner of Record	Company Name on File
Mailing Address	750 BUCKEYE RD, LIMA, OH 45804-1906
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Sep 1, 2009 · Amount on File
Deed Document Number	20265318
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 22, 2026
Property Address	650 W ELM ST, LIMA, OH 45801-4649
Document Number	0000005318
Instrument Date	May 20, 2026
Instrument	20265318
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	750 BUCKEYE RD, LIMA, OH 45804-1906
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005319,
Date	May 22, 2026
Instrument	20265319

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 650 W Elm St was $1,287, down 4.5% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,287.00 (-4.45%)	$25,450 (-) Land $3,190 Building $22,260	$72,700 (-) Land $9,100 Building $63,600
2024	$1,347.00 (-21%)	$25,450 (+9.98%) Land $3,190 Building $22,260	$72,700 Land $9,100 Building $63,600
2023	$1,705.00 (+28.1%)	$23,140 (-) Land $2,910 Building $20,230
2022	$1,331.00	$23,140 Land $2,910 Building $20,230
2021			$66,100 Land $8,300 Building $57,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 650 W Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 650 W Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, TSC, Verizon.

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