650 W Clark St, Upland, CA 91784 Property Records

San Bernardino County property record for 650 W Clark St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,304 sqft · built 1971
Lot Size	0.351 acres (15,288 sqft)
Owner	Trust Name on File
Last Sale	$976,000 (May 2018)
Tax Bill	$12,048 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1044-322-09-0000`

Property Details

APN / Parcel Number

Primary APN	`1044-322-09-0000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,304 sqft Living Area
Gross Area	4,976 sqft
1st Floor Area	4,304 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1972
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	15,288 sqft (0.351 acres)
Lot Dimensions	156 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	455 sqft
Patio Area	455 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	650 W CLARK ST
City	UPLAND
State	CA
Zip	91784-1952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8000 LOT 20
Legal Subdivision	TRACT 8000
Legal Tract	8000
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1004
Census Tract	816

Owner

650 W Clark St is owner-occupied and held in a trust since May 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	650 W CLARK ST, UPLAND, CA 91784-1952
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · SBA Mortgage THE BANCORP BANK
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 26, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
May 16, 2018	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on File
Deed Sale	May 16, 2018 · Amount on File
Prior Sale	May 13, 2010 · Amount on File
Deed Document Number	2018177192
Prior Transfer Date	May 11, 2010
Prior Transfer Doc	0000192396
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	650 W CLARK ST, UPLAND, CA 91784-1952
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 W CLARK ST, UPLAND, CA 91784-1952

Mortgage

Document Number	0000237043
Date	Jul 6, 2022
Instrument	2022-0237043

Lender

Name	THE BANCORP BANK
Type	Bank
Address	MORRISVILLE, NC 27560

Agreement

Type	SBA Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	650 W CLARK ST, UPLAND, CA 91784-1952
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 W CLARK ST, UPLAND, CA 91784-1952

Mortgage

Document Number	0000249866
Date	Jun 1, 2021
Instrument	2021-0249866

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	650 W CLARK ST, UPLAND, CA 91784-1952
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229864
Date	Jun 26, 2018
Instrument	2018-0229864

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	650 W CLARK ST, UPLAND, CA 91784-1952
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128840
Date	Apr 14, 2020
Instrument	2020-0128840

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 16, 2018
Property Address	650 W CLARK ST, UPLAND, CA 91784-1952
Document Number	0000177192
Map Reference	MB 103 PG 20&21
Instrument Date	Apr 19, 2018
Instrument	2018-0177192
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	650 W CLARK ST, UPLAND, CA 91784-1952

Mortgage

Document Number	0000177193
Date	May 16, 2018
Instrument	2018-0177193

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 650 W Clark St was $12,048 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,132,733 (+2%) Land $396,457 Building $736,276
2025	$12,048.00 Homeowner's exemption	$1,110,522 Land $388,683 Building $721,839
2023	$11,490.00 (+2.2%) Homeowner's exemption	$1,067,399 Land $373,590 Building $693,809
2022	$11,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 650 W Clark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 650 W Clark St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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