Stephens County property record for 650 W Cherokee Rd, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,146 sqft · built 1974 |
| Lot Size | 7.26 acres (316,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,604 (Aug 2014) |
| Tax Bill | $1,102 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2015 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000-20-01S-07W-1-002-00 |
| Primary APN | 0000-20-01S-07W-1-002-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,146 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 316,246 sqft (7.26 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Storage Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 4036 |
|---|---|
| Street Address | 650 W CHEROKEE RD |
| City | DUNCAN |
| State | OK |
| Zip | 73533-8002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 20-1S-7W TR BEG 108.74E NW/C NWNWNE SRLY ALG E R/W OF RR (TO PT 88.39E OF SW/C SWNWNE) E170 N011800E 620.18 E PARR W/N SEC LN |
| Legal Range | 07W |
| Legal Township | 01S |
| Legal Section | 20 |
| Legal Block | 1S |
| Legal Lot Number | 7W |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | DUNCAN |
| Census Block Group | 1 |
| Census Block | 1129 |
| Census Tract | 800 |
650 W Cherokee Rd is owned and occupied by two individuals who bought it in August 2014.
Source: Stephens County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 W CHEROKEE RD, DUNCAN, OK 73533-8002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 11, 2015 | Deed of Trust, Mortgage FIRST BANK & TRUST CO |
| May 12, 2016 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO |
| Dec 23, 2014 | Joint Tenancy Deed, Transfer |
| Aug 12, 2014 | Sheriff's Deed, Foreclosure FIRST BANK & TRUST CO |
| Aug 12, 2014 | Quit Claim Deed, Transfer FIRST BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2014 · Amount on File |
| Deed Sale | Aug 12, 2014 · Amount on File |
| Prior Sale | Apr 6, 2004 · Amount on File |
| Deed Document Number | 2014902146 |
| Deed Book / Page | 4800 / 191 |
| Prior Transfer Date | Aug 4, 2014 |
| Prior Transfer Doc | 004800/193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 650 W CHEROKEE RD, DUNCAN, OK 73533-8002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 006216/235 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 6216/235 |
| Instrument | I-2022-008653 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 650 W CHEROKEE RD, DUNCAN, OK 73533-8002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004959/173 |
|---|---|
| Date | Jun 11, 2015 |
| Book Page | 4959/173 |
| Instrument | 2015-916963 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DUNCAN, OK 73534 |
| Amount | Amount on Record |
|---|---|
| Term | 6 Months |
| Due | Dec 11, 2015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 650 W CHEROKEE RD, DUNCAN, OK 73533-8002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005130/045 |
|---|---|
| Date | May 12, 2016 |
| Book Page | 5130/045 |
| Instrument | 2016-934774 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DUNCAN, OK 73534 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Apr 25, 2036 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Dec 23, 2014 |
| Property Address | 650 W CHEROKEE RD, DUNCAN, OK 73533-8002 |
| Document Number | 004884/168 |
| Book / Page | 4884 / 168 |
| Instrument Date | Dec 22, 2014 |
| Instrument | 2014-909220 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1404 N 21ST ST, DUNCAN, OK 73533-1638 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Aug 12, 2014 |
| Property Address | 650 W CHEROKEE RD, DUNCAN, OK 73533-8002 |
| Document Number | 004800/191 |
| Book / Page | 4800 / 191 |
| Instrument Date | Aug 11, 2014 |
| Instrument | 2014-902146 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1404 N 21ST ST, DUNCAN, OK 73533-1638 |
| Document Number | 2014902148 |
|---|---|
| Date | Aug 12, 2014 |
| Instrument | 2014-902148 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 7 Months |
| Due | Mar 11, 2015 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Aug 12, 2014 |
| Property Address | 650 W CHEROKEE RD, DUNCAN, OK 73533-8002 |
| Document Number | 004800/193 |
| Book / Page | 4800 / 193 |
| Instrument Date | Aug 4, 2014 |
| Instrument | 2014-902147 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1404 N 21ST ST, DUNCAN, OK 73533-1638 |
| Document Number | 2014902148 |
|---|---|
| Date | Aug 12, 2014 |
| Instrument | 2014-902148 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 7 Months |
| Due | Mar 11, 2015 |
The 2025 property tax bill for 650 W Cherokee Rd was $1,102 with a homeowner's exemption.
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Unified School District | Comanche Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,622 (+0.01%) Land $2,542 Building $11,080 | $123,833 (-1.61%) Land $23,106 Building $100,727 | |
| 2025 | $1,102.00 Homeowner's exemption | $13,621 Land $2,542 Building $11,079 | $125,855 Land $25,132 Building $100,723 |
| 2023 | $1,073.00 Homeowner's exemption | $12,840 Land $2,451 Building $10,389 | $126,194 Land $25,132 Building $101,062 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 650 W Cherokee Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 650 W Cherokee Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 57% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 400 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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