Ionia County property record for 650 Union St, Ionia, MI 48846
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1800 |
| Lot Size | 0.493 acres (21,475 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,500 (Aug 2025) |
| Tax Bill | $3,186 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20219000002000 |
| Primary APN | 20219000002000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 812 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 21,475 sqft (0.493 acres) |
| Lot Dimensions | 262 ft deep x 82 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 650 UNION ST |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-1259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF IONIA COM AT A PT 20RDS N OF NW COR OF LOT 17 MILLS ADD TH N 5RDS, TH E 15RDS 22 LKS; TH S 5RDS; TH W TO PL OF BEG. T7N,R6W |
| Legal Subdivision | MILLS ADD |
| Legal Lot Number | 17 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | IONIA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 31600 |
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 ARNOLD ST, IONIA, MI 48846-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on Record |
| Deed Sale | Aug 7, 2025 · Amount on Record |
| Prior Sale | Jan 25, 2023 · Amount on Record |
| Prior Transfer Date | Nov 29, 2012 |
| Prior Transfer Doc | 00627/3317 |
| Record Updated | Oct 29, 2026 |
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Ionia City |
| Unified School District | Ionia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,000 (+7.32%) Land $19,400 Building $65,600 | $170,000 (+7.32%) Land $38,800 Building $131,200 | |
| 2025 | $3,186.00 (+3.01%) Homeowner's exemption | $79,200 (+39.93%) Land $18,100 Building $61,100 | $158,400 (+39.93%) Land $36,200 Building $122,200 |
| 2024 | $3,093.00 | ||
| 2023 | $56,600 Land $13,400 Building $43,200 | $113,200 Land $26,800 Building $86,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IONIA serves 11,708 people · EPA ID MI0003370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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