Shelby County property record for 650 Talon Trce, Birmingham, AL 35242
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,897 sqft · built 2002 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jan 2004) |
| Tax Bill | $1,572 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 093050008013000 |
| Primary APN | 093050008013000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,897 sqft Heated Area |
| 1st Floor Area | 1,897 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 650 TALON TRCE |
|---|---|
| City | BIRMINGHAM |
| State | AL |
| Zip | 35242-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 5 19S 01W NBRHD: 01 EAGLE TRACE R-2 |
| Legal Range | 01W |
| Legal Township | 19S |
| Legal Section | 05 |
| Legal Subdivision | EAGLE TRACE PHASE 1 AMENDED EAGLE TRACE |
| Legal Lot Number | 13 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 30348 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 650 TALON TRCE, BIRMINGHAM, AL 35242-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 3, 2020 | Deed of Trust, Mortgage · Line of Credit ALABAMA TELCO CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2004 · Amount on Record |
| Deed Sale | Jan 7, 2004 · Amount on Record |
| Prior Sale | Oct 2, 2002 · Amount on Record |
| Deed Document Number | 200410940 |
| Last Transfer Date | Jan 3, 2025 |
| Transfer Doc | 0000009850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Sep 1, 2026 |
| Property Address | 650 TALON TRCE, BIRMINGHAM, AL 35242-1902 |
| Document Number | 0000282240 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 2026282240 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 650 TALON TRCE, BIRMINGHAM, AL 35242-1902 |
| Document Number | 0000282240, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 2026282240 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 650 TALON TRCE, BIRMINGHAM, AL 35242-1902 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000327550 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 20200803000327550 |
| Name | ALABAMA TELCO CU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 2, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,572.00 (-2.12%) Homeowner's exemption | ||
| 2025 | $1,606.00 (+7.86%) | $36,500 (+4.95%) | $364,900 (+4.92%) Land $110,000 Building $254,900 |
| 2023 | $1,489.00 Homeowner's exemption | $34,780 | $347,800 Land $90,000 Building $257,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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