650 Tabor Dr, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 650 Tabor Dr, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,796 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jun 2002)
Tax Bill	$13,328 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-071-16`

Property Details

APN / Parcel Number

Primary APN	`023-071-16`
Alternative APN	`023-071-16-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,796 sqft Living Area
Gross Area	3,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Deck Area	790 sqft
Patio Area	790 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	650 TABOR DR
City	SCOTTS VALLEY
State	CA
Zip	95066-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 77 LOT 115
Legal Subdivision	BETHANY PK #77
Legal Tract	77
Legal Lot Number	115
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1001
Census Tract	120902

Owner

650 Tabor Dr is owned and occupied by two individuals who acquired it in January 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	650 TABOR DR, SCOTTS VALLEY, CA 95066-2843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Intrafamily Transfer, Transfer
Feb 21, 2023	Intrafamily Transfer, Transfer
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2002 · Amount on File
Deed Sale	Jun 13, 2002 · Amount on File
Prior Sale	Dec 30, 1997 · Amount on File
Deed Document Number	200242580
Last Transfer Date	Jan 21, 2023
Transfer Doc	0000002909
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 21, 2023
Property Address	650 TABOR DR, SCOTTS VALLEY, CA 95066-2843
Document Number	0000002910
Map Reference	VOL 28 PG 71
Instrument Date	Jan 21, 2023
Instrument	2023-0002910
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	650 TABOR DR, SCOTTS VALLEY, CA 95066-2843

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 21, 2023
Property Address	650 TABOR DR, SCOTTS VALLEY, CA 95066-2843
Document Number	0000002909
Map Reference	VOL 28 PG 71
Instrument Date	Jan 21, 2023
Instrument	2023-0002909
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	650 TABOR DR, SCOTTS VALLEY, CA 95066-2843

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	650 TABOR DR, SCOTTS VALLEY, CA 95066-2843
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021274
Date	Jun 29, 2017
Instrument	2017-0021274

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	650 TABOR DR, SCOTTS VALLEY, CA 95066-2843
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 TABOR DR, SANTA CRUZ, CA 95066-2843

Mortgage

Document Number	0000053107
Date	Dec 10, 2020
Instrument	2020-0053107

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 650 Tabor Dr was $13,328 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,102,828 (+2%) Land $396,194 Building $706,634
2025	$13,328.00 Homeowner's exemption	$1,081,205 Land $388,426 Building $692,779
2023	$12,325.00 (+1.94%)	$1,039,220 Land $373,343 Building $665,877	$1,289,970
2022	$12,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Tabor Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Tabor Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Etheric Networks, T-Mobile, Verizon.

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