Washington County property record for 650 Sunset Ave, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,960 sqft · built 1923 |
| Lot Size | 0.093 acres (4,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Aug 2008) |
| Tax Bill | $1,870 (2026) |
| Deeds & Mortgages | Oct 2020 Line of Credit May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-016013 |
| Primary APN | 03-016013 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,960 sqft Total Area |
| Basement Area | 275 sqft |
| Finished Basement | 500 sqft |
| Utility Area | 100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 4,050 sqft (0.093 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 143 sqft |
| Deck Area | 275 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 016013 |
|---|---|
| Street Address | 650 SUNSET AVE |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMOD |
| Legal Description | LOT 15 40.5X100 650 SUNSET AVE |
| Legal Subdivision | HILLIARD |
| Legal Lot Number | 15 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 3, HAGERSTOWN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown City Park Historic District listed 1990 · 210 contributing resources · NRIS 90001017 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
650 Sunset Ave is owned and occupied by an individual who bought it in August 2008.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 650 SUNSET AVE, HAGERSTOWN, MD 21740-6240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND |
| May 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2008 · Amount on File |
| Deed Sale | Aug 14, 2008 · Amount on File |
| Prior Sale | Apr 7, 2008 · Amount on File |
| Deed Document Number | 2008744 |
| Deed Book / Page | 3536 / 494 |
| Prior Transfer Date | Sep 10, 2007 |
| Prior Transfer Doc | 0033820219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 650 SUNSET AVE, HAGERSTOWN, MD 21740-6240 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0063870240 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 6387/240 |
| Name | STATE EMPLOYEES CU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 650 SUNSET AVE, HAGERSTOWN, MD 21740-6240 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0070170062 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 7017/62 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 1, 2037 |
The 2026 property tax bill for 650 Sunset Ave was $1,870 with a homeowner's exemption, up 5.7% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,870.00 (+5.71%) Homeowner's exemption | $231,967 (+9.99%) | $274,100 (+29.97%) Land $38,200 Building $235,900 |
| 2025 | $1,769.00 (+5.3%) Homeowner's exemption | $210,900 Land $38,200 Building $172,700 | $210,900 Land $38,200 Building $172,700 |
| 2024 | $1,680.00 (+4.87%) | ||
| 2023 | $1,602.00 Homeowner's exemption | $182,633 | $210,900 Land $38,200 Building $172,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Sunset Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1991–1998) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jun 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Sunset Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
May also be available: Xfinity.
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