650 Stone St, Kalispell, MT 59901 Property Records

Flathead County property record for 650 Stone St, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,722 sqft · built 2000
Lot Size	0.739 acres (32,191 sqft)
Owner	Individual Name on Record
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Sep 2025 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R0741855`

Property Details

APN / Parcel Number

Primary APN	`R0741855`
Alternative APNs	`07-4078-27-3-05-30-0000` `0000003549`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,722 sqft Living Area
1st Floor Area	2,722 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	32,191 sqft (0.739 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	147 sqft
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000003549
Street Address	650 STONE ST
City	KALISPELL
State	MT
Zip	59901-6665
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CAMELOT EST AMD, S27, T29 N, R21 W, LOT 12
Legal Range	21W
Legal Township	29N
Legal Section	27
Legal Quarter	SW
Legal Subdivision	CAMELOT EST AMD
Legal Lot Number	12
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3019
Census Tract	700

Owner

Source: Flathead County records, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	650 STONE ST, KALISPELL, MT 59901-6665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Transfer on Death Deed, Transfer
Jul 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2016
Deed Sale	Jun 13, 2016
Prior Sale	Jun 13, 2016
Deed Document Number	201600011422
Last Transfer Date	Jul 6, 2020
Transfer Doc	202000018365
Record Updated	Jun 7, 2026

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 5, 2025
Property Address	650 STONE ST, KALISPELL, MT 59901-6665
Document Number	202500019405
Instrument Date	Sep 4, 2025
Instrument	202500019405
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 STONE ST, KALISPELL, MT 59901-6665

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	650 STONE ST, KALISPELL, MT 59901-6665

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jul 6, 2020
Property Address	650 STONE ST, KALISPELL, MT 59901-6665
Document Number	202000018365
Instrument Date	Jun 30, 2020
Instrument	202000018365
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	650 STONE ST, KALISPELL, MT 59901-6665

Mortgage

Document Number	202000018366
Date	Jul 6, 2020
Instrument	202000018366

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2024

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Helena Flats Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,288.00 (-16.18%)	$865,500 (+37.25%)	$865,500 (+37.25%) Land $164,978 Building $700,522
2023	$5,116.00	$630,600	$630,600 Land $85,527 Building $545,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50

May also be available: Verizon.

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