Black Hawk County property record for 650 Stephan Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 9 ba · 4,640 sqft · built 1966 |
| Owner | Individual Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-21-405-010 |
| Primary APN | 8913-21-405-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 9 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,640 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 3,136 sqft |
| Finished Basement | 2,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Garage Type | Attached |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 650 STEPHAN AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WATERLOO WEST RECTORY LOCATED ON FOL LEGAL PART OF SE 1/4 SEC 21 T 89 R 13 COM AT A PT ON SLY LINE SHADY LANE THAT |
| Legal Range | 13 |
| Legal Township | 89 |
| Legal Section | 21 |
| Legal Lot Number | 64 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1503 |
650 Stephan Ave, a single family home, is owned by an individual.
Source: Black Hawk County records, as of October 16, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 600 STEPHAN AVE, WATERLOO, IA 50701-2036 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Black Hawk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $477,620 Building $477,620 | $477,620 Building $477,620 |
| 2023 | $483,740 | $483,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Stephan Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 650 Stephan Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, Verizon.
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