Smith County property record for 650 Spencer Ln, Tyler, TX 75704
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,877 sqft · built 2011 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | Company Name on File |
| Last Sale | $209,000 (Nov 2020) |
| Tax Bill | $2,327 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R148062 |
| Primary APN | R148062 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,877 sqft Heated Area |
| 1st Floor Area | 1,877 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,581 sqft (0.197 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 193 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R148062 |
|---|---|
| Street Address | 650 SPENCER LN |
| City | TYLER |
| State | TX |
| Zip | 75704-6669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WELLINGTON PLACE LOT 97 |
| Legal Subdivision | WELLINGTON PLACE |
| Legal Lot Number | 97 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | TYLER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 1606 |
650 Spencer Ln is owned by a company that bought it in November 2020 and is owner-occupied.
Source: Smith County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 650 SPENCER LN, TYLER, TX 75704-6669 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on File |
| Deed Sale | Nov 2, 2020 · Amount on File |
| Prior Sale | Nov 2, 2020 · Amount on File |
| Deed Document Number | 20201041540 |
| Prior Transfer Date | Oct 29, 2020 |
| Prior Transfer Doc | 0001041540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Nov 2, 2020 |
| Property Address | 650 SPENCER LN, TYLER, TX 75704-6669 |
| Document Number | 0001041540 |
| Map Reference | CAB E SL 60-C |
| Instrument Date | Oct 29, 2020 |
| Instrument | 202001041540 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Title Company | LANDMARK TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 SPENCER LN, TYLER, TX 75704-6669 |
| Document Number | 0001041541 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 202001041541 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 650 Spencer Ln was $2,327 with a homeowner's exemption, up 15.9% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Unified School District | Tyler Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,327.00 (+15.89%) Homeowner's exemption | $244,310 (+12.07%) Land $23,051 Building $221,259 | $244,310 (+12.07%) Land $23,051 Building $221,259 |
| 2025 | $2,008.00 (-35.45%) Homeowner's exemption | $218,000 Land $23,463 Building $194,537 | $218,000 Land $23,463 Building $194,537 |
| 2024 | $3,111.00 (+12.27%) | ||
| 2023 | $2,771.00 (-21.41%) Homeowner's exemption | $238,721 Land $50,285 Building $188,436 | $238,721 Land $50,285 Building $188,436 |
| 2022 | $3,526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Spencer Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Spencer Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TYLER serves 107,000 people · EPA ID TX2120004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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