650 Spencer Ln, Tyler, TX 75704 Property Records

Smith County property record for 650 Spencer Ln, Tyler, TX 75704

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,877 sqft · built 2011
Lot Size0.197 acres (8,581 sqft)
OwnerCompany Name on File
Last Sale$209,000 (Nov 2020)
Tax Bill$2,327 (2026)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR148062

Property Details

APN / Parcel Number

Primary APNR148062
Alternative APN
  • 1-85705-0000-01-097000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,877 sqft Heated Area
1st Floor Area1,877 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,581 sqft (0.197 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area193 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR148062
Street Address650 SPENCER LN
CityTYLER
StateTX
Zip75704-6669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWELLINGTON PLACE LOT 97
Legal SubdivisionWELLINGTON PLACE
Legal Lot Number97
JurisdictionSMITH TX
Township / Civil DivisionTYLER
Census Block Group2
Census Block2016
Census Tract1606

Owner

650 Spencer Ln is owned by a company that bought it in November 2020 and is owner-occupied.

Source: Smith County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address650 SPENCER LN, TYLER, TX 75704-6669
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2020 · Amount on File
Deed SaleNov 2, 2020 · Amount on File
Prior SaleNov 2, 2020 · Amount on File
Deed Document Number20201041540
Prior Transfer DateOct 29, 2020
Prior Transfer Doc0001041540
Record UpdatedOct 29, 2026

November 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionSMITH TX
Recording DateNov 2, 2020
Property Address650 SPENCER LN, TYLER, TX 75704-6669
Document Number0001041540
Map ReferenceCAB E SL 60-C
Instrument DateOct 29, 2020
Instrument202001041540
Transaction TypeTransfer
Record UpdatedOct 4, 2021
Title CompanyLANDMARK TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 SPENCER LN, TYLER, TX 75704-6669

Mortgage

Document Number0001041541
DateNov 2, 2020
Instrument202001041541
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 650 Spencer Ln was $2,327 with a homeowner's exemption, up 15.9% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
Unified School DistrictTyler Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,327.00 (+15.89%) Homeowner's exemption$244,310 (+12.07%) Land $23,051 Building $221,259$244,310 (+12.07%) Land $23,051 Building $221,259
2025$2,008.00 (-35.45%) Homeowner's exemption$218,000 Land $23,463 Building $194,537$218,000 Land $23,463 Building $194,537
2024$3,111.00 (+12.27%)
2023$2,771.00 (-21.41%) Homeowner's exemption$238,721 Land $50,285 Building $188,436$238,721 Land $50,285 Building $188,436
2022$3,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Spencer Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Spencer Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TYLER
serves 107,000 people · EPA ID TX2120004
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spencer Ln

Nearby Streets

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