650 Silver Ledge Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 650 Silver Ledge Dr, Cold Spring, KY 41076 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 2013
Square Footage	2,226 sqft
Lot Size	9,365 sqft (0.214 acres)
Occupancy	Owner Occupied
Last Sale	$261,000 (2013)
Tax Bill	$3,320.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`999-99-17-559.89`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Building Area	2,226 sqft
Stories	1 Stories

Exterior

Year Built	Built 2013
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	9,365 sqft (0.214 acres)
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Old Parcel Number	9999917559.89
Street Address	650 SILVER LEDGE DR
City	COLD SPRING
State	KY
Zip	41076-7114
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRANITE SPRING SUB SEC 7 LOT 137 0.215 AC
Legal Subdivision	GRANITE SPRING SUBD
Legal Phase	7
Legal Lot Number	137
Jurisdiction	CAMPBELL KY
Minor Civil Division	NEWPORT-FORT THOMAS
Census Blockgroup	2
Census Block	2009
Census Tract	53301

Owner

Source: Campbell County records · APN 999-99-17-559.89

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	650 SILVER LEDGE DR, COLD SPRING, KY 41076-7114
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2013 · Amount on Record
Deed Sale	May 22, 2013 · Amount on Record
Prior Sale	Dec 13, 2012 · Amount on Record
Deed Doc Number	05 22 13 019 00091
Deed Book / Page	0751 / 0857
Record Refreshed	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	650 SILVER LEDGE DR, COLD SPRING, KY 41076-7114
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 SILVER LEDGE DR, COLD SPRGS HI, KY 41076-7114

Mortgage

Document Number	0005150749
Date	Mar 28, 2022
Book Page	M2337/347
Instrument	5150749

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 24, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,320.00 (-0.03%) Homeowner's exemption Disabled Person's exemption	$323,100 (-) Land $60,000 Building $263,100	$323,100 (-) Land $60,000 Building $263,100
2023	$3,321.00 (+6.75%) Homeowner's exemption Disabled Person's exemption	$323,100 (+11.65%) Land $60,000 Building $263,100	$323,100 (+11.65%) Land $60,000 Building $263,100
2022	$3,111.00 Homeowner's exemption Disabled Person's exemption	$289,390 Land $33,400 Building $255,990	$289,390 Land $33,400 Building $255,990

Flood & Wildfire

650 Silver Ledge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Campbell County (21037C), updated August 24, 2021

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 37th in Kentucky
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.