650 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 650 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,050 sqft · built 1975
Lot Size	0.193 acres (8,407 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Mar 2020)
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`024191-1`

Property Details

APN / Parcel Number

Primary APN	`024191-1`
Alternative APN	`K48-25-00-03-06-007-00`

Interior

Stories	1 Story
Building Area	3,050 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Fire Resistance	Special
Lot Area	8,407 sqft (0.193 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	024191-1
Street Address	650 SCIOTO ST
City	URBANA
State	OH
Zip	43078
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	RTS 00-00-00 __ EAST LAWN ADDNPT LOT 100HWY ESMT
Legal Subdivision	EAST LAWN ADDN
Legal Lot Number	100
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	1
Census Block	1014
Census Tract	10500

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	644 SCIOTO ST, URBANA, OH 43078-2135
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Warranty Deed, Transfer · Commercial Mortgage THE PEOPLES SAVINGS BANK
Aug 22, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	20201040
Deed Book / Page	570 / 1547
Prior Transfer Date	Jun 27, 2019
Prior Transfer Doc	00567/1689
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Mar 6, 2020
Property Address	650 SCIOTO ST, URBANA, OH 43078
Document Number	00570/1547
Book / Page	570 / 1547
Instrument Date	Jan 13, 2020
Instrument	202000001040
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 SCIOTO ST, URBANA, OH 43078-2135

Mortgage

Document Number	00570/1550
Date	Mar 6, 2020
Book Page	570/1550
Instrument	202000001041

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	URBANA, OH 43078

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2030

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Aug 22, 2019
Property Address	650 SCIOTO ST, URBANA, OH 43078
Document Number	00567/1689
Book / Page	567 / 1689
Instrument Date	Jun 27, 2019
Instrument	201900003303
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HEATHER BND, URBANA, OH 43078-2273

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,700.00 (-0.51%)	$70,430 (+50.43%) Land $12,600 Building $57,830	$201,230 (+50.44%) Land $36,000 Building $165,230
2024	$3,719.00 (+16.95%)	$46,820 (-) Land $6,930 Building $39,890
2023	$3,180.00 (-2%)	$46,820 (-2.07%) Land $6,930 Building $39,890	$133,760 (-) Land $19,800 Building $113,960
2022	$3,245.00	$47,810 Land $7,920 Building $39,890	$133,760 Land $19,800 Building $113,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Brightspeed, CT Communications Network, Verizon.

Nearby Properties on Scioto St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures