650 S Riverside Dr, Indialantic, FL 32903 Property Records

Brevard County property record for 650 S Riverside Dr, Indialantic, FL 32903

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,962 sqft · built 2016
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Mar 2014)
Tax Bill	$34,466 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`28-37-01-ER-3-21`

Property Details

APN / Parcel Number

Primary APN	`28-37-01-ER-3-21`
Alternative APNs	`28-37-01-ER-00003.0-0021.00` `2816715`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,962 sqft Living Area
Gross Area	9,434 sqft
1st Floor Area	3,770 sqft
Attic	Attic
Attic Area	278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	47,916 sqft
Lot Dimensions	250 ft deep x 100 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	1,426 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	1,768 sqft
Deck Area	573 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2816715
Street Address	650 S RIVERSIDE DR
City	INDIALANTIC
State	FL
Zip	32903-4352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	INDIALANTIC BY THE SEA PART OF LOTS 21,22 AS DES IN ORB 593 PG 948 BLK 3
Legal Range	37E
Legal Township	28S
Legal Section	01
Legal Subdivision	INDIALANTIC BY THE SEA
Legal Block	3
Legal Lot Number	21
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	3
Census Block	3010
Census Tract	66200

Owner

650 S Riverside Dr is owned and occupied by two individuals who bought it in March 2014.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	650 S RIVERSIDE DR, INDIALANTIC, FL 32903-4352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2014 · Amount on File
Deed Sale	Mar 3, 2014 · Amount on File
Deed Document Number	201440858
Deed Book / Page	7076 / 2065
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	650 S RIVERSIDE DR, INDIALANTIC, FL 32903-4352
Document Number	0079820580
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	650 S RIVERSIDE DR INDIALANTIC FL 329034352, INDIALANTIC, FL 32903-4352

Mortgage

Document Number	0079820580
Date	Sep 14, 2017
Book Page	007982/000580
Instrument	190528

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 650 S Riverside Dr was $34,466 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Indialantic Town
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,048,820 (+2.7%)	$2,919,380 (-1.07%)
2025	$34,466.00 Homeowner's exemption	$1,994,960	$2,951,060 Land $1,124,000 Building $1,827,060
2023	$32,373.00 (+6.93%) Homeowner's exemption	$1,882,280 (+3%)	$2,785,370 (+13.31%) Land $1,124,000 Building $1,661,370
2022	$30,275.00 Homeowner's exemption	$1,827,460	$2,458,270 Land $990,250 Building $1,468,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 S Riverside Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	3 (2004–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 650 S Riverside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20