650 S Milton St, Pellston, MI 49769 Property Records

Emmet County property record for 650 S Milton St, Pellston, MI 49769

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,833 sqft
Lot Size	3.8 acres (165,528 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Oct 2023)
Tax Bill	$2,795 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`43-14-03-300-014`

Property Details

APN / Parcel Number

Primary APN	`43-14-03-300-014`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,833 sqft Living Area
1st Floor Area	1,833 sqft
Basement Area	1,617 sqft

Exterior

Architectural Style	Ranch
Lot Area	165,528 sqft (3.8 acres)
Garage Area	704 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	650 S MILTON ST
City	PELLSTON
State	MI
Zip	49769-9342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VOP SR-1
Legal Description	PT OF NE ? OF SW ? OF SECTION 3, COM AT W ? COR OF SD SEC, TH ALG E/W ? LN OF SD SEC, N89?27?33?E 1411.90 FT TO W 1/16 LN OF
Legal Range	04W
Legal Township	36N
Legal Section	03
Jurisdiction	EMMET MI
Township / Civil Division	MAPLE RIVER
Census Block Group	2
Census Block	2049
Census Tract	970201

Owner

650 S Milton St is owned and occupied by an individual who bought it in October 2023.

Source: Emmet County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	650 S MILTON ST, PELLSTON, MI 49769-9342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Oct 24, 2023	Warranty Deed, Transfer · Conventional Mortgage AWAKON FEDERAL CREDIT UNION
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Feb 21, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2023 · Amount on File
Deed Sale	Oct 24, 2023 · Amount on File
Prior Sale	Feb 21, 2022 · Amount on File
Deed Document Number	20235208643
Deed Book / Page	1255 / 653
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Recording Date	Jun 29, 2026
Property Address	650 S MILTON ST, PELLSTON, MI 49769-9342
Document Number	0005229118
Book / Page	1276 / 70
Instrument Date	Jun 12, 2026
Instrument	20265229118
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 S MILTON ST, PELLSTON, MI 49769-9342

Mortgage

Document Number	0005229118,
Date	Jun 29, 2026
Book Page	1276/70
Instrument	20265229118

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Recording Date	Jun 29, 2026
Property Address	650 S MILTON ST, PELLSTON, MI 49769-9342
Document Number	0005229118
Book / Page	1276 / 70
Instrument Date	Jun 12, 2026
Instrument	20265229118
Transaction Type	Mortgage
Record Updated	Jul 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 S MILTON ST, PELLSTON, MI 49769-9342

Mortgage

Document Number	0005229118,
Date	Jun 29, 2026
Book Page	1276/70
Instrument	20265229118

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Term	240 Months
Due	Jun 30, 2046

Interest

Rate	6.36%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 24, 2023
Property Address	650 S MILTON ST, PELLSTON, MI 49769-9342
Document Number	001255/653
Book / Page	1255 / 653
Instrument Date	Oct 16, 2023
Instrument	5208643
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 S MILTON ST, PELLSTON, MI 49769-9342

Mortgage

Document Number	0005208644
Date	Oct 24, 2023
Instrument	5208644

Lender

Name	AWAKON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	650 S MILTON ST, PELLSTON, MI 49769-9342
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 S MILTON ST, PELLSTON, MI 49769-9342

Mortgage

Document Number	0000001232/0000000730
Date	May 4, 2021
Book Page	0000001232/0000000730
Instrument	5185695

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Feb 21, 2022
Property Address	650 S MILTON ST, PELLSTON, MI 49769-9342
Document Number	001241/693
Book / Page	1241 / 693
Instrument Date	Jan 27, 2022
Instrument	5194667
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29124 SAINT THOMAS BLVD, MILLSBORO, DE 19966-4761

Mortgage

Document Number	0005194668
Date	Feb 21, 2022
Instrument	5194668

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Maple River Township
Municipality	Pellston Village
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,400 Land $12,600 Building $102,800	$230,800 Land $25,200 Building $205,600
2024	$2,795.00
2023		$72,900 Land $7,200 Building $65,700	$145,800 Land $14,400 Building $131,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 650 S Milton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 S Milton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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