Walworth County property record for 650 S Main St, Fontana, WI 53125
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (May 2020) |
| Tax Bill | $6,946 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Dec 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | STFV 00040A |
| Primary APN | STFV 00040A |
|---|
| Lot Area | 57,064 sqft (1.31 acres) |
|---|
| Street Address | 650 S MAIN ST |
|---|---|
| City | FONTANA |
| State | WI |
| Zip | 53125-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE 1/4 SEC 15 T1N R16E & IN OUTLOT 19 ASSESSORS PLAT DESC AS: COM NE COR NW 1/4 SE 1/4 SEC 15, N88D38'W 345.25', S7D57'W 2 |
| Legal Range | 16E |
| Legal Township | 01N |
| Legal Section | 15 |
| Legal Subdivision | ASSESSORS PLAT NO. 1(C.L. DOUGLASS SUB.) |
| Jurisdiction | WALWORTH WI |
| Township / Civil Division | FONTANA-ON-GENEVA LAKE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1608 |
650 S Main St is owned by two individuals who bought it in May 2020.
Source: Walworth County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 889 E BIRCH AVE, MILWAUKEE, WI 53217-5360 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · Line of Credit HIAWATHA NATIONAL BANK |
| Dec 7, 2021 | Deed of Trust, Mortgage · Line of Credit HIAWATHA NATIONAL BANK |
| May 15, 2020 | Affidavit of Death of Joint Tenant, Transfer |
| May 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK FIRST NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on File |
| Deed Sale | May 15, 2020 · Amount on File |
| Deed Document Number | 20201009394 |
| Prior Transfer Date | May 8, 2020 |
| Prior Transfer Doc | 0001009393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Property Address | 650 S MAIN ST, FONTANA, WI 53125-1230 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001069931 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 1069931 |
| Name | HIAWATHA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PLYMOUTH, WI 53073 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALWORTH WI |
| Property Address | 650 S MAIN ST, FONTANA, WI 53125-1230 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 889 E BIRCH AVE, WHITEFISH BAY, WI 53217-5360 |
| Document Number | 0001052273 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 1052273 |
| Name | HIAWATHA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PLYMOUTH, WI 53073 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WALWORTH WI |
| Recording Date | May 15, 2020 |
| Property Address | 650 S MAIN ST, FONTANA, WI 53125-1230 |
| Document Number | 0001009393 |
| Instrument Date | May 8, 2020 |
| Instrument | 1009393 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2413 S WILLIAMS ST, DENVER, CO 80210-5155 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALWORTH WI |
| Recording Date | May 15, 2020 |
| Property Address | 650 S MAIN ST, FONTANA, WI 53125-1230 |
| Document Number | 0001009394 |
| Instrument Date | May 8, 2020 |
| Instrument | 1009394 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 S MAIN ST, FONTANA, WI 53125-1230 |
| Document Number | 0001009395 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 1009395 |
| Name | BANK FIRST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 650 S Main St was $6,946.
Source: Walworth County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Walworth County |
| Municipality | Fontana-on-Geneva Lake Village |
| Elementary School District | Fontana Joint No. 8 School District (PK - 08) |
| Secondary School District | Big Foot Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,946.00 | $873,100 Land $248,300 Building $624,800 | $935,062 Land $265,921 Building $669,141 |
| 2023 | $7,535.00 (+1.01%) | $598,500 (+4.09%) Land $216,200 Building $382,300 | |
| 2022 | $7,460.00 | $575,000 Land $216,200 Building $358,800 | $730,987 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 2, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 650 S Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FONTANA WATER UTILITY serves 1,839 people · EPA ID WI2650128 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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