650 S Main Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 650 S Main Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,666 sqft · built 1906
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on File
Last Sale	$150,500 (Jan 2019)
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-21-153-007-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-21-153-007-000`
Alternative APN	`32541`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,666 sqft Finished Area
Gross Area	1,759 sqft
1st Floor Area	1,104 sqft
Upper Floors Area	655 sqft
Basement Area	936 sqft
Finished Basement	468 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	156 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	168 sqft
Patio Area	252 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	32541
Street Address	650 S MAIN AVE
City	SIOUX FALLS
State	SD
Zip	57104-4906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 36 GALE`S 5TH ADDN TO SIOUX FALLS
Legal Subdivision	GALE`S 5TH ADDN
Legal Block	36
Legal Lot Number	8
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2001
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the All Saints Historic District listed 1984 · 374 contributing resources · NRIS 84003349

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

650 S Main Ave is owned and occupied by an individual who bought it in January 2019.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	650 S MAIN AVE, SIOUX FALLS, SD 57104-4906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2019 · Amount on File
Deed Sale	Jan 28, 2019 · Amount on File
Deed Book / Page	587-D / 0406
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 28, 2019
Property Address	650 S MAIN AVE, SIOUX FALLS, SD 57104-4906
Document Number	587DEED/0406
Book / Page	587 DEED / 0406
Instrument Date	Jan 22, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 S MAIN AVE, SIOUX FALLS, SD 57104-4906

Mortgage

Document Number	1854MTG/0075
Date	Jan 28, 2019
Book Page	1854 MTG/0075

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 650 S Main Ave was $3,322.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,063 (+3.73%) Land $35,703 Building $219,360	$255,063 Land $35,703 Building $219,360
2025	$3,322.00	$245,900 (+8.37%) Land $36,100 Building $209,800
2024	$3,322.00	$226,900 Land $36,100 Building $190,800
2022	$3,144.00	$210,100 Land $36,100 Building $174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 S Main Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 650 S Main Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Midco.

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