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650 S Dearborn St, Mobile, AL 36603 Property Records

Mobile County property record for 650 S Dearborn St, Mobile, AL 36603

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,650 sqft · built 1978
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$889 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (moderate risk)
APNR022910380005025

Property Details

APN / Parcel Number

Primary APNR022910380005025
Alternative APNs
  • 29 10 38 0 005 025.XXX
  • 00950885
  • 950885

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,650 sqft Living Area
1st Floor Area2,420 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number950885
Street Address650 S DEARBORN ST
CityMOBILE
StateAL
Zip36603-1401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 & 5 BLK 49-D CENTRAL TEXAS ST AREA UNIT 17 MAP 2 MBK 27 P 101 #SEC 38 T4S R1W #MP29 10 38 0 005
Legal Range04S
Legal Township04S
Legal Section38
Legal SubdivisionCENTRAL TEXAS TWO
Legal Lot Number1,5
Legal Unit17
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2007
Census Tract1100

Owner

Source: Mobile County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address650 S DEARBORN ST, MOBILE, AL 36603-1401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address650 S DEARBORN ST, MOBILE, AL 36603-1401
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 S DEARBORN ST, MOBILE, AL 36603-1401

Mortgage

Document Number0000034708
DateJun 6, 2023
Instrument2023034708
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueJun 1, 2063

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$889.00 (-10.11%) Homeowner's exemption$14,890 (-9.59%) Land $1,200 Building $13,690$148,900 (-9.59%) Land $12,000 Building $136,900
2024$989.00 (-0.5%) Homeowner's exemption$16,470 (-0.42%) Land $1,440 Building $15,030$164,700 (-0.42%) Land $14,400 Building $150,300
2023$994.00 Homeowner's exemption$16,540 Land $1,450 Building $15,090$165,400 Land $14,500 Building $150,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims48 (1979–2014)
Claims Outside the SFHA42 of 48
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Hurricane Katrina, Aug 2005 · 7 claims
  • Hurricane Ivan, Sep 2004 · 2 claims
  • Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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