650 Roundabout Rd, Creston, NC 28615 Property Records

Ashe County property record for 650 Roundabout Rd, Creston, NC 28615

Property Summary

Property Type	Single Family Home
Details	1,544 sqft · built 1980
Lot Size	0.465 acres (20,255 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Sep 2023)
Tax Bill	$852 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11052-042`

Property Details

APN / Parcel Number

Primary APN	`11052-042`
Alternative APNs	`112919707142` `108413` `115343`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,544 sqft Heated Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Lot Area	20,255 sqft (0.465 acres)

Location & Zoning

Account Number	115343
Old Parcel Number	11052042
Street Address	650 ROUNDABOUT RD
City	CRESTON
State	NC
Zip	28615-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.465 AC
Jurisdiction	ASHE NC
Township / Civil Division	NORTH FORK
Census Block Group	2
Census Block	2004
Census Tract	970300

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	650 ROUNDABOUT RD, CRESTON, NC 28615-9551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023 · Amount on Record
Deed Sale	Sep 20, 2023 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	20234221
Deed Book / Page	556 / 1374
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Sep 20, 2023
Property Address	650 ROUNDABOUT RD, CRESTON, NC 28615-9551
Document Number	00556/1374
Book / Page	556 / 1374
Instrument Date	Sep 19, 2023
Instrument	4221
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3397 NC HIGHWAY 105 S, BOONE, NC 28607-7311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 ROUNDABOUT RD, CRESTON, NC 28615-9551

Mortgage

Document Number	00556/1377
Date	Sep 20, 2023
Book Page	556/1377
Instrument	4222

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2028
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	12.3%
Index	5-Year TN
Max Rate	12.3%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jul 28, 2021
Property Address	650 ROUNDABOUT RD, CRESTON, NC 28615-9551
Document Number	000530/708
Book / Page	530 / 708
Instrument Date	Jul 26, 2021
Instrument	4382
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1606 BATON SCHOOL RD, GRANITE FALLS, NC 28630-8909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 JOE LITTLE RD, JEFFERSON, NC 28640-9346

Mortgage

Document Number	0000004383
Date	Jul 28, 2021
Instrument	4383

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$852.00 (-0.23%)	$162,700 (-0.18%) Land $7,200 Building $155,500	$162,700 (-0.18%) Land $7,200 Building $155,500
2025	$854.00 (+4.02%)	$163,000 (-) Land $7,500 Building $155,500	$163,000 (-) Land $7,500 Building $155,500
2023	$821.00 (+7.04%)	$163,000 (+50.37%) Land $7,500 Building $155,500	$163,000 (+50.37%) Land $7,500 Building $155,500
2022	$767.00	$108,400 Land $10,000 Building $98,400	$108,400 Land $10,000 Building $98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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