650 Riverstone Way, Rhinelander, WI 54501 Property Records

Oneida County property record for 650 Riverstone Way, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,839 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RH 2556 3`

Property Details

APN / Parcel Number

Primary APN	`RH 2556 3`

Exterior

Lot Area	33,106 sqft (0.76 acres)

Location & Zoning

Street Address	650 RIVERSTONE WAY
City	RHINELANDER
State	WI
Zip	54501-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 836046/835645 PT GL 10 LOT 4 CSM V25 P5276 .76SASEE DOC 835645 FOR OWNERSHIP
Legal Range	08E
Legal Township	37N
Legal Section	36
Legal Subdivision	CERTIFIED SURVEY MAP NO 5276
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	1
Census Block	1013
Census Tract	971500

Owner

650 Riverstone Way is owned and occupied by two individuals.

Source: Oneida County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	650 RIVERSTONE WAY, RHINELANDER, WI 54501-2503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGE CREDIT UNION
Nov 10, 2022	Deed of Trust, Mortgage · Construction Mortgage PEOPLES STATE BANK
Feb 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK
Apr 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Recording Date	Apr 20, 2026
Property Address	650 RIVERSTONE WAY, RHINELANDER, WI 54501-2503
Document Number	0000870799
Instrument Date	Apr 14, 2026
Instrument	2026870799
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 RIVERSTONE WAY, RHINELANDER, WI 54501-2503

Mortgage

Document Number	0000870799,
Date	Apr 20, 2026
Instrument	2026870799

Lender

Name	ADVANTAGE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	650 RIVERSTONE WAY, RHINELANDER, WI 54501-2503
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	NORTHWOODS TITLE AND CLOSING, NORTHWEST TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5447 LAKE JULIA RD, RHINELANDER, WI 54501-3859

Mortgage

Document Number	0000838966
Date	Nov 10, 2022
Instrument	838966

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	WAUSAU, WI 54401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2023

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	650 RIVERSTONE WAY, RHINELANDER, WI 54501-2503
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4470 URSULA LN, RHINELANDER, WI 54501-9790

Mortgage

Document Number	0000850136
Date	Feb 14, 2024
Instrument	850136

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	WAUSAU, WI 54401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2025

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	650 RIVERSTONE WAY, RHINELANDER, WI 54501-2503
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4470 URSULA LN, RHINELANDER, WI 54501-9790

Mortgage

Document Number	0000851693
Date	Apr 25, 2024
Instrument	851693

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	WAUSAU, WI 54401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 650 Riverstone Way was $11,839 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,839.00	$430,000 Land $107,600 Building $322,400	$729,222 Land $182,475 Building $546,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Riverstone Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Riverstone Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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