650 Ridge Rd, Middletown, CT 06457 Property Records

Middletown City property record for 650 Ridge Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1917
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Tax Bill	$7,743 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:37 L:0221`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:37 L:0221`
Alternative APN	`R12939`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
Gross Area	4,095 sqft
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft
Unfinished Basement	1,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R12939
Street Address	650 RIDGE RD
City	MIDDLETOWN
State	CT
Zip	06457-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	221
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3002
Census Tract	680200

Owner

650 Ridge Rd is owned by an individual who acquired it in October 2007.

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	119 BROOKWOOD DR, CAMDEN WYOMING, DE 19934-3673
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · ARM THOMASTON SAVINGS BANK
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2007
Deed Sale	Oct 1, 2007
Deed Book / Page	1615 / 659
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	650 RIDGE RD, MIDDLETOWN, CT 06457-5412
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002042-311
Date	Apr 8, 2022
Book Page	2042/311
Instrument	3693230017

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	May 1, 2032
Index	1-Year CMT

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	650 RIDGE RD, MIDDLETOWN, CT 06457-5412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1897-900
Date	Jul 5, 2017
Book Page	1897/900
Instrument	3337060012

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 650 Ridge Rd was $7,743.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,743.00	$200,550 (-) Land $75,300 Building $125,250	$391,499 (+178.88%)
2025		$200,550 Land $75,300 Building $125,250	$140,385 Land $52,710 Building $87,675
2024	$7,423.00 (+10.12%)
2023	$6,741.00 (+11.66%)	$200,550 (+37.04%) Land $75,300 Building $125,250
2022	$6,037.00	$146,340 Land $47,560 Building $98,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures