650 Prospect Ave, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 650 Prospect Ave, Olean, NY 14760 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1979
Square Footage	1,864 sqft Living Area
Lot Size	11,240 sqft (0.258 acres)
Garage	Attached, 400 sqft
Last Sale	$170,000 (2023)
Tax Bill	$4,067.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`041200 94.058-2-23`
Alternative APNs	`120009405800020230000000` `041380`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,864 sqft Living Area
1st Floor	1,304 sqft 1st Floor
Basement Area	560 sqft Basement
Finished Basement	560 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level Style
Exterior Material	Wood Exterior
Lot Area	11,240 sqft (0.258 acres)
Depth X Width	140 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	280 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	041380
Street Address	650 PROSPECT AVE
City	OLEAN
State	NY
Zip	14760-2868
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	CATTARAUGUS NY
Minor Civil Division	OLEAN
Census Blockgroup	1
Census Block	1008
Census Tract	961800

Owner

Source: Cattaraugus County and Olean City records · APN 041200 94.058-2-23

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	39 E MAIN ST, ALLEGANY, NY 14706-1303
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2023 · Amount on Record
Deed Sale	Jul 07, 2023 · Amount on Record
Deed Doc Number	202310044
Record Refreshed	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Jul 07, 2023
Property Address	650 PROSPECT AVE, OLEAN, NY 14760-2868
Document Number	0000010044
Instrument Date	Jul 05, 2023
Instrument	202310044
Transaction Type	Transfer
Record Updated	Aug 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 E MAIN ST, ALLEGANY, NY 14706-1303

Mortgage

Document Number	0000010045
Date	Jul 07, 2023
Instrument	202310045

Lender

Name	OLEAN AREA FCU
Type	Credit Union

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 01, 2028
Max Rate At Change	4.8%
Index	Other

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
Municipality	Olean City
Unified School District	Olean City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,067.00 (+1.65%)	$106,000 (-) Land $18,700 Building $87,300	$149,296 (+9.86%) Land $26,338 Building $122,958
2024	$4,001.00 (+35.21%)
2023	$2,959.00	$106,000 (-) Land $18,700 Building $87,300	$135,897 (+8.97%) Land $23,974 Building $111,923
2022		$106,000 Land $18,700 Building $87,300	$124,706 Land $22,000 Building $102,706

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.