650 Pond Neck Rd, Earleville, MD 21919 Property Records

Cecil County property record for 650 Pond Neck Rd, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,855 sqft · built 2009
Lot Size	8.49 acres (369,824 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Oct 2017)
Tax Bill	$9,971 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-061828`

Property Details

APN / Parcel Number

Primary APN	`01-061828`
Alternative APNs	`1061828` `061828`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,855 sqft Total Area
Basement Area	1,416 sqft
Finished Basement	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	369,824 sqft (8.49 acres)
Garage Type	Built-in
Garage Area	1,245 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	979 sqft
Deck Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	061828
Street Address	650 POND NECK RD
City	EARLEVILLE
State	MD
Zip	21919-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SAR
Legal Description	LOT 3 - 8.49 ACRES 650 POND NECK ROAD GILEAD FARMETTES
Legal Subdivision	GILEAD FARMETTES
Legal Lot Number	3
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	4
Census Block	4039
Census Tract	30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	650 POND NECK RD, EARLEVILLE, MD 21919-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Oct 10, 2017	Deed, Transfer · ARM FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Prior Sale	Jan 29, 2007 · Amount on Record
Deed Book / Page	4142 / 266
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	650 POND NECK RD, EARLEVILLE, MD 21919-2312
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ARDENT TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046650192
Date	Aug 25, 2020
Book Page	4665/192

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	650 POND NECK RD, EARLEVILLE, MD 21919-2312
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ARDENT TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046650175
Date	Aug 25, 2020
Book Page	4665/175

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Oct 10, 2017
Property Address	650 POND NECK RD, EARLEVILLE, MD 21919-2312
Document Number	0041420266
Book / Page	4142 / 266
Map Reference	FO177
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ARDENT TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 POND NECK RD, EARLEVILLE, MD 21919-2312

Mortgage

Document Number	0004142273
Date	Oct 10, 2017
Instrument	4142/273

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,971.00 (+7.88%)	$913,967 (+25.29%)	$988,800 (+29.37%) Land $138,600 Building $850,200
2025	$9,243.00 (+29.89%)
2023	$7,116.00	$729,500	$764,300 Land $138,600 Building $625,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pond Neck Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures