650 Polenta Rd, Smithfield, NC 27577 Property Records

Johnston County property record for 650 Polenta Rd, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,954 sqft · built 2017
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (Feb 2021)
Tax Bill	$2,322 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06G06004H`

Property Details

APN / Parcel Number

Primary APN	`06G06004H`
Alternative APN	`2000236180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,954 sqft Living Area
Gross Area	2,942 sqft
1st Floor Area	1,598 sqft
Attic	Attic
Attic Area	356 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	348 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000236180
Street Address	650 POLENTA RD
City	SMITHFIELD
State	NC
Zip	27577-7480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 25 POLENTA FIELDS 81/497
Legal Subdivision	POLENTA FIELDS SUBDIVISION
Legal Lot Number	25
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1006
Census Tract	41106

Owner

650 Polenta Rd is owned and occupied by an individual who bought it in February 2021.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	650 POLENTA RD, SMITHFIELD, NC 27577-7480
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE CORP
Feb 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 24, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
May 30, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on File
Deed Sale	Feb 12, 2021 · Amount on File
Prior Sale	Apr 24, 2018 · Amount on File
Deed Document Number	2021732976
Deed Book / Page	5840 / 63
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	650 POLENTA RD, SMITHFIELD, NC 27577-7480
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000831568
Date	Oct 19, 2022
Book Page	6363/574
Instrument	2022831568

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 12, 2021
Property Address	650 POLENTA RD, SMITHFIELD, NC 27577-7480
Document Number	0000732976
Book / Page	5840 / 63
Map Reference	MB 81 PG 497&498
Instrument Date	Feb 6, 2021
Instrument	2021732976
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 POLENTA RD, SMITHFIELD, NC 27577-7480

Mortgage

Document Number	0000732977
Date	Feb 12, 2021
Instrument	2021732977

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Apr 24, 2018
Property Address	650 POLENTA RD, SMITHFIELD, NC 27577-7480
Document Number	0000568208
Book / Page	5137 / 0479
Map Reference	MB 81 PG 497-498
Instrument Date	Apr 24, 2018
Instrument	2018568208
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 N MAIN ST, 1209, LILLINGTON, NC 27546-8286

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 POLENTA RD, SMITHFIELD, NC 27577-7480

Mortgage

Document Number	0000568209
Date	Apr 24, 2018
Instrument	2018568209

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

May 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 30, 2017
Property Address	650 POLENTA RD, SMITHFIELD, NC 27577-7480
Document Number	0000531864
Book / Page	4966 / 0678
Map Reference	MB 81 PG 497-498
Instrument Date	May 30, 2017
Instrument	2017531864
Transaction Type	Construction Loan
Record Updated	Oct 24, 2022

Transaction

Amount	Amount on Record
Tax	$77.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2204 BAYVIEW DR, 2204, FAYETTEVILLE, NC 28305-5245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 N MAIN ST, LILLINGTON, NC 27546-8286
Investor	Possibly a Property Investor

Mortgage

Document Number	0000531865
Date	May 30, 2017
Instrument	2017531865

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 650 Polenta Rd was $2,322.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,322.00	$371,590 Land $75,000 Building $296,590	$371,590 Land $75,000 Building $296,590
2023	$1,748.00	$223,470 Land $50,000 Building $173,470	$223,470 Land $50,000 Building $173,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Polenta Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Polenta Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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