650 Pine Ave, Chama, NM 87520 Property Records

Rio Arriba County property record for 650 Pine Ave, Chama, NM 87520

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,251 sqft · built 1986
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Tax Bill$901 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR008860

Property Details

APN / Parcel Number

Primary APNR008860
Alternative APN
  • 1 017 184 224 313

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,251 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1991
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Account NumberR008860
Street Address650 PINE AVE
CityCHAMA
StateNM
Zip87520-0325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD ORIGINAL TOWNSITE OF CHAMA BLOCK 5 LOT 19 AND- LOT 20 , S 14 T 31N R 03E 0.17 AC, BK.151 PG.665
Legal Range03E
Legal Township31N
Legal Section14
Legal SubdivisionORIGINAL TOWNSITE
Legal Block5
Legal Lot Number19-20
JurisdictionRIO ARRIBA NM
Township / Civil DivisionTIERRA AMARILLA
Census Block Group1
Census Block1107
Census Tract500

Owner

650 Pine Ave, a single family home, is owned by an individual.

Source: Rio Arriba County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1003, CHAMA, NM 87520-1003
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIO ARRIBA NM
Property Address650 PINE AVE, CHAMA, NM 87520-0325
Transaction TypeMortgage
Record UpdatedNov 15, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1003, CHAMA, NM 87520-1003

Mortgage

Document Number544/5564
DateOct 25, 2021
Book Page544/5564
Instrument202105564
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 650 Pine Ave was $901, up 35.7% from the year before.

Source: Rio Arriba County assessment roll, as of January 8, 2026

Property Jurisdictions

TypeName
StateNew Mexico
CountyRio Arriba County
MunicipalityChama Village
Unified School DistrictChama Valley Independent Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,549 (+3%) Land $681 Building $32,868$100,646 (+3%) Land $2,042 Building $98,604
2025$901.00 (+35.69%) Additional exemption filed$32,572 (+22.58%) Land $680 Building $31,892$97,715 (+22.58%) Land $2,040 Building $95,675
2024$664.00 (-2.35%) Additional exemption filed$26,571 (+3%) Land $7,729 Building $18,842$79,713 (+3%) Land $23,186 Building $56,527
2023$680.00 (+14.29%) Additional exemption filed$25,798 Land $7,504 Building $18,294$77,392 Land $22,511 Building $54,881
2022$595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Pine Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 15, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Pine Ave is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 64% of New Mexico
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHAMA WATER SYSTEM
serves 1,573 people · EPA ID NM3501021
Water SourceSurface water
Last State InspectionJan 2023
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Choice Broadband
Fixed Wireless
400 / 80
Windstream
DSL
50 / 3

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