650 Palm St, Mobile, AL 36607 Property Records

Mobile County property record for 650 Palm St, Mobile, AL 36607

Property Summary

Property TypeMixed Use Store/Office
Details3 ba · 2,158 sqft · built 1981
Lot Size0.171 acres (7,492 sqft)
OwnerOwner Name on Record
Last Sale$33,000 (Jul 2007)
Tax Bill$1,253 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN712553

Property Details

APN / Parcel Number

Primary APN712553
Alternative APNs
  • 29 03 07 4 002 092.XXX
  • 00712553

Interior

Full Baths3 Baths
Total Rooms1 Room
Stories1 Story
Building Area2,158 sqft Living Area
1st Floor Area2,158 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1981
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeRigid Frame Bar Joist
Roof MaterialMetal
Lot Area7,492 sqft (0.171 acres)
Garage TypeCarport
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space
FenceFence
Canopy166 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number712553
Street Address650 PALM ST
CityMOBILE
StateAL
Zip36607-1223
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Legal DescriptionLOT 73 REV & EXT TO LIBERTY PARK MBK 4/66
Legal Range01W
Legal Township04S
Legal Section07
Legal SubdivisionLIBERTY PARK
Legal Lot Number73
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group3
Census Block3010
Census Tract2600

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address505 BAY SHORE AVE, MOBILE, AL 36607-1301

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last SaleJul 10, 2007 · Amount on Record
Deed SaleJul 10, 2007 · Amount on Record
Deed Document Number2007052292
Deed Book / Page6218 / 0589
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address650 PALM ST, MOBILE, AL 36607-1223
Document Number0000019557
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 BAY SHORE AVE MOBILE AL 366071301, MOBILE, AL 36607-1301

Mortgage

Document Number0000019557
DateMar 30, 2020
Instrument19557
Lender
NameCENTURY BK
TypeBank
AddressMOBILE, AL 36608
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,253.00 (+6.73%)$22,060 (+23.24%) Land $5,260 Building $16,800$110,300 (+23.24%) Land $26,300 Building $84,000
2024$1,174.00 (+21.66%)$17,900 (+22.6%) Land $1,100 Building $16,800$89,500 (+22.6%) Land $5,500 Building $84,000
2023$965.00$14,600 Land $1,120 Building $13,480$73,000 Land $5,600 Building $67,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims79 (1978–2005)
Claims Outside the SFHA16 of 79
Most Recent ClaimAug 2005 · Hurricane Katrina
Claims by Event
  • Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Palm St

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