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650 Orange Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 650 Orange Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage2,433 sqft Heated Area
Lot Size49,005 sqft (1.12 acres)
OccupancyOwner Occupied
Last Sale$355,000 (2021)
Tax Bill$5,440.00 (2025)

Property Details

APN / Parcel Number

Primary APN81161
Alternative APN
  • 012630495000013160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,433 sqft Heated Area
Gross Area3,253 sqft Gross Area
1st Floor2,067 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area49,005 sqft (1.12 acres)
Depth X Width297 ft x 165 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeFinished Garage
Garage Area600 sqft Garage

Exterior Amenities

Pool Area450 sqft Pool
FenceFence
Shed1 Shed
Shed Area240 sqft Shed
Deck Area1,014 sqft Deck
PorchEnclosed Porch
Porch Area586 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number81161
Street Address650 ORANGE AVE
CitySAINT CLOUD
StateFL
Zip34769-3062
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PGS 63-64 LOT 316 LESS RD R/W
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD EAST OF EASTERN
Legal Tract4950
Legal Block1
Legal Lot Number316
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2053
Census Tract43600

Owner

Source: Osceola County records · APN 81161

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address650 ORANGE AVE, SAINT CLOUD, FL 34769-3062
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Warranty Deed, Transfer · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Feb 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2021 · Amount on Record
Deed SaleJun 23, 2021 · Amount on Record
Prior SaleDec 14, 2012 · Amount on Record
Deed Doc Number2021098245
Deed Book / Page5987 / 1227
Record RefreshedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 23, 2021
Property Address650 ORANGE AVE, SAINT CLOUD, FL 34769-3062
Document Number0059871227
Book / Page5987 / 1227
Map ReferenceMB 8 PG 61-64
Instrument DateJun 17, 2021
Instrument2021098245
Transaction TypeTransfer
Record UpdatedJul 08, 2021
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address138 TALENT RD, 138, LITCHFIELD, NH 03052-2454

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 ORANGE AVE, SAINT CLOUD, FL 34769-3062

Mortgage

Document Number59871229
DateJun 23, 2021
Instrument5987/1229
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address650 ORANGE AVE, SAINT CLOUD, FL 34769-3062
Transaction TypeMortgage
Record UpdatedMar 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 ORANGE AVE, SAINT CLOUD, FL 34769-3062

Mortgage

Document Number0058862653
DateFeb 09, 2021
Book Page5886/2653
Instrument2021018105
Lender
NameTRUIST BANK
TypeBank
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,440.00 (+5.96%) Homeowner's exemption$346,821 (+5.99%)$421,000 (+13.14%) Land $87,000 Building $334,000
2023$5,134.00 (+3.38%) Homeowner's exemption$327,231 (+3%)$372,100 (+17.12%) Land $65,200 Building $306,900
2022$4,966.00 Homeowner's exemption$317,700 Land $58,000 Building $259,700$317,700 Land $58,000 Building $259,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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